New year, same money goals 😅 what’s one finance thing you’re hoping to be better about this year, and what usually messes it up?

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I really need to stick to my budget this year and save more money. I said I was going to in 2025 and it just didn't happen. Lifestyle creep is a very real thing.

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Exactly. I can really relate!!!

I need to get more serious about my own personal investments. I've got some money in the market and I'm nervous about what the future holds. I've been assuming there would be a pullback, so I'm about 30% in cash, which may be too much. Once we're heading into spring I think I'll need to put some serious thought into getting that invested.

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