Newbie here! Looking for a CANADIAN credit card recommendation. Work provides Amex green for hotels and meals - flights and Ubers are paid directly by McK. I have a personal Brim MasterCard for the 0 exchange fees and a CIBC Aventura which offers minimal points. My main expenses are food and transportation, I rarely spend more than $1k per month, and I would ideally like a lower annual fee because I don't think I'll spend enough to recoup the cost of a higher fee. I'm signed up for Aeroplan.

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