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Say I want to do a major renovation on my house. Are there banks that would offer a loan (HEL or mortgage, don't care which) over 95% of the current appraised value of the house? If we did it, we… more

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I’m taking out $100k in loans this year to pay for my MBA (tuition, fees, living expenses). The loan is being disbursed all at once even though I will spread the expenditure out over months. Should … more

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What are the best 529 plans out there? Fully realize there are tax benefits to going with in state option, but this consideration aside, wanted to check with this group on top options.

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Can someone help me understand how backdoor Roth works in my situation? I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth… more

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Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definite… more

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(1 of 2) Help needed... Context: Married with first baby on the way. Plan is for my spouse to stay home with our (future) kids for next few years. My income is $250-300K and keeping it that way for a… more

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Has anyone had any experience with debt collectors? I was sent a letter from a company called convergent claiming they are acting on behalf of a creditor (a bank) that I’ve no interaction with. They a… more

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Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I as… more

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Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

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Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

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Have about 5k to invest - should I do FXAIX or FSKAX?

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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I have about $60k in a savings account. I plan to keep $20k in savings for an emergency fund but not sure what investments I should put the remaining $40k in as well as future monthly investments. (I’… more

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401k allocation - is better to have constant rate throughout the year or try adjust for bonus? Currently with 155k base and target bonus of 30%.

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Newly minted consultant here looking for financial advice. So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living ex… more

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Are there any similar apps to venmo which has less transactions fee ? I need send money to friend by using credit card

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Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to w… more

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Curious - how much does everyone have in cash reserve for an emergency fund? I know the experts say 3-6 mos, depending on a variety of factors, but curious what the reality is for most white-collar wo… more

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Question. What debt consolidation service would you recommend? Have some credit card debt accumulated from my wife that I’m thinking of consolidating. Get all kinds of offers in the mail but would pre… more

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Is Affirm to finance a purchase a bad idea if it’s 0% APR and interest? I don’t understand how they make money. If it’s truly free, I’d do it to offset opportunity cost of ROI

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Got $160k in student loan (3.96% interest rate over 7 years) and make $160k salary. Have about $70k in cash. Currently pay nothing in rent but will move to high COL city after quarantine. What is my b… more

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Anyone know what happens after you pay off mortgage? Not talking about the finance side/closing the account etc. but in terms of Title or anything with the city/county or anything with the law? Does t… more

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Anyone take out a 401k loan? Looking to take out a loan to fund a home down payment and pay it back in 2-3 months. Will Vanguard sell my underlying holdings to loan me the money and then buy them bac… more

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Any suggestions for good youtube channels on personal finance NOT focused on the following: 1. Real estate investing, 2. Building passive income (via t shirt business, vlogs, social media, etc.), or 3… more

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Good resources to learn about which investment account types I should be using?

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What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What'… more

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How do you guys invest on gold? Is it just buying the biscuit or do you invest in their stock/ETF?

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Who is thinking about retiring in a low cost of living country? This can dramatically change the math for retirement savings and allow you to work for far fewer years.

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What do you think are missing from the personal financial management apps such as emma, yolt, cleo

How do you decrease taxable income to stay in certain bracket? 401k, what else?

I have about $40K of debt (one loan, and a few credit cards). My approach is to 1. Not spend anymore on cards. 2. Pay it down starting with the smallest balances first and then moving up from ther… more

Any advice of changing auto/home insurances?

Any good wedding ring sources aside from Blue Nile?

Is Syncing Mint with checking and saving account safe option for wealth and budget management?

What’s your take on life insurance ? Is it worth to pay the premium?

Is FXIAX good for Roth IRA?

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In your opinion which is the best target fund to choose in IRA Roth?

How does maxing out on Deloitte 401k plan benefit you on annual company matching amount? I already have traditional 401k and I am debating whether to contribute extra on Roth 401k or Roth IRA?

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Which Roth IRA account should I choose?

Anyone ever use a credit repair service and have success?

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