Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

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Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Best Alt Coins to buy?

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If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

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Any opinions on Atlanta vs. Vegas IMC Markets?

Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

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About to get a base salary raise from $100=>$150, what is something you couldn’t do at $100 but started doing/recommend doing at $150?

*24M, no student loans, no debt at all

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So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

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Have you received the salary today? Got the mail now but no credit yet in account 😕

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What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

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Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

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Does anyone have any insights on Juno/LeverEdge for student loans?

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Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
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Can anyone share amex Bangalore location?

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How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

likesmartupliftinghelpfulfunny

Does anyone here have a Tesla? Should I do it???...

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Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

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I survived 7/15! I prepped and filed 757 tax returns except mine. Time to celebrate with another Lemon Drop

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Renting a car vs buying, which is better in India?

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For those who have done a volunteer placement with WVS, what was your experience like?

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Is anyone willing to consider hiring a content strategist/copywriter/CX expert? I'm desperate to leave a job that ended up being a bait and switch.

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If you had $5k to spend on courses or professional development, where would you spend it to maximize ROI in terms of PM career trajectory or building useful skills?

I'm curious to hear answers in general, but can provide more specifics about my current role/skills/aspirations if needed.

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Hi guys, I have got an offer from Verizon. Role: MTS-3. Package: 21Lakhs (Fixed) + 12% Variable pay + 45 days of monthly salary as relocation expense + 50,000 joining bonus. YOE: 5.6 Years. Does the package look fine or shall I negotiate further?

UXers - I'm intrigued to know how specific your job role is under the umbrella term of UX. Would your job sway into other avenues such as UI, design, development or consultancy?

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If I am planning on living somewhere in CT soon, is there some sort of general guideline to consider, keep in mind, calculate to figure out how much is enuf to take a job that requires you to commute to NYC 3 or more days a week? Or Boston 3 or more days/week?

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No jet bridge at LAX but got a nice close-up of this GE90 in exchange

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Paid off my account debt!

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Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

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Do you wear cowgirl or cowboy boots?

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Best practices to avoid burning out in FDD?

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Hello Sharks
I joined Barclays on 21st March.
I heard that salary day in Barclays is 24th, so will I recieve salary this month or will it come next month only.

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Hi folks, I have been working as a functional IT Presales associate for the past 2 years. I have been actively looking for jobs in MNC's but hardly got any luck. Can anyone please guide me how and for which posts i can apply for big companies. To give a small brief about myself, I have been mainly responsible for presenting product demos, preparing proposals and responding to RFP's in my current company.

Any guidance would be really helpful.

Nielsen & NielsenIQ is product or service base company?

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I have received an offer from Mphasis but client is DXC ...is it a good option to consider. Are there chances to get development. Stack - .net angular

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If you have to schedule multiple 1:1s between your exec and other execs, what process for scheduling do you use? Do you send individual emails to each exec’s AA/EA with availability included or do you send a mass email to all the needed AAs/EAs with availability included?

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During a 90 minute model test are you typically expected to build out the full pro forma B/S?

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How many of you have experienced or know of any teachers who have gotten the Coronavirus at work?

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Additional Posts in Personal Finance Bowl

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

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I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

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For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

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Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

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What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

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What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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Anyone have a recommended tax person in Chicago?

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What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

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I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Thoughts on personal loans to consolidate Debt?

likesmart

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

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I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

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Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

uplifting

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