Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Blue shield of CA fired 375 people. Any other insurance companies having massive layoffs?

has anyone ever left a company after taking tuition assistance without staying for the required time frame. did you pay back the full amount and if not, did they further pursue? asking for a friend

What are the best tax optimized investments from post-tax (take home) salary? i.e how can you defer and/or reduce/minimize tax on investments, and what are these investments.

Looking for a remote/hybrid/onsite (Calgary,Alberta) job for my boyfriend who got almost 5 years of experience in proposal writing, RFP, RFI and bid management for a civil engineering firm. He also got an MBA, non drinker, non smoker, clean driving abstract and very polite. He gave out tons of cv in indeed job posters for the past 5 months, ends up becoming the filler candidate, took a huge toll in his mental health and we are going through some very rough patches. Can anyone please kindly help?

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

I work at bedside as a RT but unsure what to transition to. I've thought about IT but my mental health has deteriorated during the pandemic.

Has anyone dealt with a capital reduction without a payout? Trying to see how this is treated if a CFC of a US company reduces its share premium to offset a deficit in retained earnings. Is it a dividend for US income tax purposes if no consideration was paid?

I have a client who wants to liquidate all his investments to buy a home. I told him I wouldn't recommend going cash poor. What is the fascination with HAVING to buy a home when you get married?

Anyone try Legal Funnel? Thoughts? Worth the $10k?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Anyone buying ? Or waiting to check the bottom?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Got a quote for $816 (all incl.) on a 2020 Macan (4-cyl turbo) 59k MSRP with10k down 10k miles, 36 months. Sounds high to me. Anyone lease a Macan recently?

Simply wondering, once PP or EXP on AA, why do you stop earning 500 mile certificates? I know you they’re no longer necessary at these levels but what if I don’t hit top tier the following year?

Want to open an HSA account and max out this year. What HSA bank is best? Should I try and max out all at once or contribute monthly? TIA!

Is PLTR still a good stock to buy?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Anyone else here kinda like doing doc review? (In moderation of course)

Rumors that an NYC-based PR company may be in the midst of organizing. They'd be the first in our industry, but still no advertising agencies yet!

Seafood Ceviche recipe anyone? Appreciate it!

Does anyone know the current TC market rate for L5 biz roles in the tech industry? Assume SF Bay area rates.

Just wondering if we're underpaid at G. 🙏

Business Performance Manager role what level is this targeted at?

Hello PwC AC Friends,

I have been on bench since I joined the firm 3 months ago. Now I have got project but still on bench. I have got mail regarding not raising snapshots because I was on bench so i didn't do anything except trainings and some learning. I don't have hours to raise snapshot for.

What shall I do in this case? I am very much worried that if i don't have any project hours to show, will they fire me or what actions are supposed to be taken ? Thanks.

Can somebody tells ne about their interview experience in Adobe for MTS2 role?
What kind of questions were asked?
How many rounds wete there?
Do they focus on system design as well for MTS2 role?

Any tips for a candidate who is currently in working in a bank in IT operations and interviewing for a tech company for a role they don't have technical experience at all? Moving from a BA position to another BA role but tech is completely different...

I should probably know this, but are companies required to refinance their debt if they are acquired?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Anyone in dental sales?

At a tech company with less than 50 people and $6 M Revenue. Our current maternity and paternity leave policy is not good for attracting talent. 12 weeks for mom only 4 weeks paid and no time off for dads. Curious to know what policy other companies have, and can you let me know size and approx rev of company?

Has your company stated anything about training in-person employees to better work with and include remote team members as your company goes back to having some employees in office? Mine says they will but I’ll still a little worried.

What would be a good offer for a veterinary nurse with 8 years of experience, I am currently looking for a new job and I have already received two offers where the payment is very similar. I would like to know how other colleagues would assess me to see if I can negotiate my pay or not.

How do the different consulting firms stack up in the UAE? I’m looking to make a move and starting to look for opportunities in Dubai. At Accenture Strategy with a focus on digital and analytics

Looking to apply to MBB at 1-2 YOE after undergrad. Undergrad GPA isn’t bad, but not MBB quality. Will it help if I take the GMAT early and include the score on my app? How high is good enough? 750+?

I can't stand it when people get mad at their pets for hunting smaller animals, it's their instinct and you can't train it out of them. Just get them something safer to hunt: catnip, chew toys, and balls are good for most creatures

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Wife is setting up her 401k through Deloitte (via vanguard). What are the most aggressive allocation options?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

Hi I’m a new grad and wanted to learn about all the benefits. 24 yr old right now and can save up to 3k every month, no debt. Should I put money in my HSA? I just don’t see myself using it soon.

How do they check to see when or how much I gain on investments that I take on my brokerage account? I have never filled taxes nor really taken any gains from my account?

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

🐟 - I rolled over $100K from old employer 401K to Fidelity Rollover IRA. What implications does it have on my ability to do backdoor IRA? We do not qualify for Roth due to income limits. TIA.

Who’s bought long term care insurance? On your own vs through employer, and what type of policy? At what age?

Is now a “good time” to be purchasing more shares of mutual funds I like? Every time I check the price it’s almost at its 52-week high so I’m concerned about “buying high” but also don’t want so much cash sitting in my savings account 🤦🏻‍♀️ help!

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?