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What will be in hand salary?

Hi Fishes, Need suggestions. Holding two offers 1. Oracle SSI offer: 25 LPA with 24.5 fixed and no variable. Location : Hyderabad. 2. EY GDS : 25.8 LPA with 23.5 Fixed + 2.35 variable in my home town. Which one will be wise to choose If we consider work life balance, learning and salary growth. EY Oracle India Tata Consultancy Deloitte
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MS will give good pay and better exposure, so i am suggesting morgan
MS at client side
Ubs