What do you think is the new “comfortable” income for a family of 4 in a MCOL area? Specifically someone who is fine with average cars and an average house.

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I'd say $150k-ish, give or take, feels comfortable now in an MCOL area. Nothing flashy, but enough for an average house, regular cars, kids’ expenses, saving a bit, and not stressing over everyday costs.

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Thanks for the response. That seems like a good target.

Depends on your definition of comfortable, but I'd say $150-175k household minimum if you want to actually save anything. "Average" cars and house still cost way more than they did five years ago. Same with childcare if your kids aren't old enough for school yet.

You’re not wrong

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