Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

What is the best-kept secret among realtors?

Do you guys think it's worth paying off an auto loan? I have a 10k, 3 year loan with about 4k balance remaining. Interest is about 4%. I want to get rid of the loan but the total interest I pay over the life of the whole loan is only like $700.

Should I just keep paying the minimum on it? I was debating whether to sell some of my stock and pay for it bc stock prices are so high and frothy and im not sure this is going to last forever.

Crypto companies / frameworks going bankrupt is a path towards maturity ! Banks will buy these and make blockchain tech their own thing and then propel it forward towards regulation !

I am going to start a career as a Patient Access Rep soon. I have previous admin experience and I am wondering if I should ask for a pay increase to salary? The starting pay for this position is 16.25 but I am wanting to ask for 19up…How much are patient reps making now days in this medical field?

Is this a good deal or not. $93,600/year” “BENEFITS “ medical, dental, vision(30%60%90% after CYD) 80hrs vacation time after 1year of employment, it cannot be carried over year to year, nor will it be paid for it upon termination same for sick time which will be granted after 90 days of employment. Max 240 hours. Paid for the 6 holidays but if happen to work holidays will get paid 8 hrs for another day off during the same pay period. No 401k

Marcus HYSA rate cut down to 2.0% :(

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

How many of you already have life insurance and long term disability with a trusted provider? Is it worth getting?

Hey all. I've got 30k cash to spend on a new car. Any feedback on the following 2017 Lexus rx vs 2018 acura rdx vs 2017 audi q5??

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

How do you ask for points?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Get upto 100% of your TDS as Refund in your desired bank account .
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Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

I recently took a sick day and felt like my team was judging me / didn’t believe me. How do you approach taking time of when you are legitimately at a breaking point? AND if people ask

Is now a good time to buy property in London? For investment purposes.

Thanks

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Hello fishes,

I'm a Business Analyst with 1.2 years of experience and currently, I'm trying to switch to a different organization.

I have worked on and have been part of various analysis and case studies in my current project and have experience working on Bridge Insurity tool, Python , SQL ,C#, .NET, Data Structures and Algorithms.

Please let me know if there are any related opportunities in your firm.

Thankyou!

Where is the best place to watch football on Sundays and meet a single guy in his late 20s to mid 30s?

What's the amount you generally spend while buying office clothes?

Friends- I have few exciting opportunities for those who are within the digital marketing practice. Please let me know:
Adobe Marketing Cloud- Campaign, Target, Audience Manager etc. TIA

Have anybody recently done OINP? Had some questions around what employer documents are needed and what support do we need from employer. This is for foreign worker stream with a job offer. Please dm in case able to help

Top 5 stocks for the next 10 years? TSLA, AMZN, AAPL, SQ, SPCE

SO said he couldn’t receive letters during Ranger School, but finding info online that I can send. Any insight? Maybe he doesn’t want the distraction?

Has anyone here chosen Soluno over Quickbooks? Thoughts?

***Urgent *** Where to join?

2 days left to join.
IBM - 17 lpa
Capgemini - 23 lpa
Tech - Oracle apps/fusion technical Yoe - 10 years.

I heard, there are projects shortage @IBM in Oracle Apps currently. (As my colleagues are on the bench for 2+ months in IBM after joining)

Please suggest IBM Capgemini Accenture Tata Consultancy

When building a new brand, who is the actual client? Who has the final say? Who should you really listen to if no one is taking the lead? The president of the company, the original owner, the financial money partner, the third party manager? Everyone seems to have a voice, but the main contact is the underling gathering and offering their own opinion, which strangely seems to be the most on point. How do you handle this type of situation?

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How do you get better at small talk? I tend to get directly to the point and possibly miss out on building more subtle things in a relationship

What percentage of clients typically follow their advisor on their own accord if the advisor switches firms? Are there stats out there somewhere? This question assumes no purchase of the existing book nor a solicitation of clients from the previous firm.

After you interview for a job is it acceptable to contact your interviewer on Linked in or is that like stalking? I don’t have another contact and I want to follow up with them but I don’t want to be annoying.

What are the chances of Onshore transfer from IQVIA Consulting Services India office to Canada? I also hold a PR to Canada! Will that help I want to apply at IQVIA Canada?

What's the deal with PTO, holidays, and utilization?

Counselor told me yesterday that the firm is considering cutting me due to low utilization. Any recommendations?

My RL didn’t have a formal mid year pre CRT review with me. He just pinged me and said: I’ll represent you. Utilization = 75% and average snapshots. Am I at risk?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

When you’ve accumulated 14 days of PTO, would you measure that as 2 weeks salary (1 paycheck) if you exit the company? Or are salaried employees paid only for week days thus 14 days PTO is nearly 3 weeks of salary worth? What’s your take?

Marcus HYSA rate cut down to 2.0% :(

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

If I have a six year old and 150k in a 529, can I say I’m done?

AMZN buy more or hold?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).

Holy Cow .. jumping into the craze. Bought and sold NAKD in 30 minutes and made $10!! 🥳 wohooo

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Thoughts on SoFi bank?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?