What type of basic financial advice would you personally provide to a client?

like
Posting as :
works at
You are currently posting as works at

Odd that a CFP is asking that question!!

funny

right!?

funny

Can you elaborate? This question is a bit vague

like

spend less than you make 🤷‍♂️

like

Invest your money

like

Don’t listen to what the media says about markets. They sell fear and greed geared towards their audience.

Most people underperform their own investments.

like

Start early, Live below your means, avoid credit card debt, and max your 401k (and beware of financial people who immediately assume a variable annuity is the first thing that you should look at)

like

“Trust me I’m a certified financial planner”

It’s CFP®️ Certified Financial Planner ™️ btw.

CFP®️Certified Financial Planner ™️ - nice! Thanks

like

is this a trick question, CFP?

Choose Wisely Grasshopper

Your portfolio needs to be political agnostic and slightly morally corrupt. You can have you ideas or philosophy about things, but if you don’t want to run out of money in retirement don’t apply those same ideas to your investments

Depends on the client haha

Unless you are retired, or can see it coming, the markets going down is good for any account you are contributing to, so go shake the couch cushions. Otherwise, don't worry about the markets daily movements... fund your account(s) and go live your life.

Related Posts

like
like

How are the big 4 holiday parties down here?

like

Does really Collaboration work or it's just a myth. Always hearing from Offshore manager is that take more ownership like from offshore we should be working 80% and only 20% will leave for onshore because of time difference..

Is it really a collaboration or simply a cold War between offshore and onshore ownership..

Can anyone tell me the difference between a senior and lead validation engineer( no direct reports in both cases) in Pharma/ biotech ? I am not sure what’s the hierarchy and which level must get a higher salary. Or is it just referenced interchangeably in different companies ?

What is the average salary for Clinical Research Associate I?

like

Anyone joining accenture with this week? Please dm

like

Hi All,

Anyone who got retained recently in LTI, please let me know, need some help.

Hi All, I'm joining HCL next week in Chennai, I want to avail the initial 15 days of accommodation mentioned in my offer letter, How to avail the same, could anybody share the process if availed previously?

like

Finishing up my masters and once I do, I’d like to dedicate time to digging deep into learning options trading. Anyone have recommendations on books, videos, courses, etc?

like

I just got done doing a prerecorded interview. Does anyone else watch there video and feel insecure about how they look and sound on video?

like

I like my job. I like my client. I have BPD. My boss micromanages me and makes me feel incompetent. I’m never invited to team functions. It’s really depressing. What would you do?

likehelpful

Hi friends,

I am an immediate joiner. I have 7 years of experience in automation and manual testing.
Can anyone please refer me. I am in need of job.

Best cash-equivalent conversion of UA miles, Marriott/Hilton/Hyatt points?

I’m personally a no frills traveler (hostels, economy etc) and have way too many of each...

Hi guys, I have got an offer from Verizon. Role: MTS-3. Package: 21Lakhs (Fixed) + 12% Variable pay + 45 days of monthly salary as relocation expense + 50,000 joining bonus. YOE: 5.6 Years. Does the package look fine or shall I negotiate further?

Catch BPCL Rs.58 dividend with record date of 16th September

like

Has anyone cheated on their partner, felt horrible from the guilt, confessed to them and then managed to still save the relationship? Or is cheating something no one gets over ever?

like

Additional Posts in Finance

That moment when you realize after 3 years of this you have no real industry job skills... 🙌

like

Which firm hires the dumbest people?

like

Are you ever jealous that some colleague working on high profile deals while your deal size is small?

like

Which firms have you gotten offers from, but gave them a pass? And why?

like

That Friday feeling...

like

What would you say is an appropriate amount to gift a friend for his/her wedding? This isn't a close friend but someone I've known for a while

like

How long do Citi background checks take? Do they send you an application once you sign the offer?

like

How often do you go out for lunch vs. eat at your desk?

like

Does having a CVA (certified valuation analyst) useful? have heard mixed reviews

like

Does anyone here work for Silicon Valley Bank? They recently acquired Boston Private. I’m a candidate for a job at Boston Private. Wondering if SVB is planning layoffs in the near term at BP? Also, does anyone know the anticipated benefits to be rolled out from SVB as the parent company? Specifically interested in health insurance providers. Thanks in advance for any information! Silicon Valley Bank

likehelpful

Has anyone else turned down a tech job for banking? It was a hard decision but ultimately, I decided that the experience and training I'll get here is second to none. Hope I don't regret this decision

like

North Korea - the boy (country) who cried wolf?

like

If I had a penny for every time I had to look up millennialisms...

like

Who got accepted to b-schools? Where are y'all going??

like

Determining if I should buy an investment property to rent out and earn side income. For those who bought a house / condo / apartment as an investment, teach me your ways! Is it worth it?

like
like

Looking for a great espresso machine – willing to pay whatever as long as it lives up to its hefty price tag. Any recommendations?

like

Super annoyed by staffer and way too over staffed - any suggestions? Was forced to take new projects that I don’t have capacity for

like

Any chance of meeting smo serious on Tinder? I know it's mostly a hookup site, but have you met any exceptions?

like

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal