Where should I join JM financial or o3 capital?

Interesting in hearing what percentage of your income you spend on mortgage?

Refi student loans now to 2.33% 5 yr variable? Will rates go down further this week/next? Talking about $144k that’s currently at 4.71% 10 yr fixed.

Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

What’s an ideal monthly living expense all inclusive in NY/NJ area for a single person? Good to have this data to budget and scale yourself.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Current/incoming students, what’s your budget for expenses outside of tuition and living, e.g., for entertainment, travel, etc.? Trying to determine how much liquid cash I should have. Going to W if it matters!

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Anyone use a Citi AA Plat Select and a Marriott Rewards card? Any unique benefits from this combo?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Thinking about leaving to industry and wanted to get additional perspective. My reasons are: travel is negatively impacting me physically/mentally and I want more specialized, consistent experience.

Hi 🐟 s , looking for .net developer opportunities with 7.5years experience.

Kindly share if any vacancies . Thanks in Advance.

Are interview case studies difficult? Is it done live or is it take-home? What should I expect in terms of content/questions, duration, difficulty?

Any rec for Valentine's day in DC?

If i accept the offer letter from Accenture and if I haven't joined. Will they block me for the future?

How are the appointments looking like for H1B- first time stamping (interview waiver) ? Are we getting dates in Delhi for month of June-July?

Any tips for having to attend a team lunch and a separate happy hour while fasting? Outside of Ramadan happy hours aren’t awkward bc I’ll just drink soda or something. However, now do I just sit there and stare at them when they are drinking/munching on their lunch ? 😂

Tips for how to start off on a good foot at a new job? Also on how to balance that with taking ownership of the work/asserting yourself, especially when the people there are used to you freelancing (which was less assertive, and similar work but a lower title)… thanks!

Hi all,
I graduated during Covid with a double major in business administration and business management with a minor in marketing and magically ended up in sales because I needed a job. I’m about to take a data analytics course to make an attempt to break into that field. I’m currently looking for a mentor to help guide me during this time. Also, if anyone is willing to look over my resume and give me tips on how to make it more presentable for recruiters in DA that would be very helpful. Thanks

Midwest folks outside of Chicago!!! What is your industry, role, and salary?

I have 2 offers one from ZS 8lpa + bonus + food wifi +elrp+ gradutiy and pf = 11.5 lpa

Other from LTI 10.7fixed+ annual bonus+ graduity + pf = 12 lpa

ZS is convenient travelling wize LTI is little far.
Which one should I choose

Hey guys,

How is Yum! Brands? Is it like a startup?

They have started a new division - digital and tech.

Have been interviewing at cvs health. Any ideas how the marketing and analytics teams are?

What types of consulting projects provide you with the most relevant skills for product manager jobs in tech?

Tech company offered me either macbook pro 16 or dell xps 15 for a nonengineering role. Which should I choose? Ive only done professional work on a PC

1. LEC in Nomura
2. Regulatory Reporting in State Street

Which company is better to work with?

Anyone with Trading Systems Support/ FIX Protocol knowledge looking for switch,
Experience 1-3 Years

Happy to refer

Hi People,
I'm looking for opportunities in Investment Banking Analyst roles in Mumbai.
I have 5 year's work experience and a finance major.
Please ping me if there's an opening in your organization and I would like to know more.

Hi Fishes,
Please help me, what salary i expect in Global Reconciliation, after 2 years of experience.

Hi Folks,
Looking for a job change in investment banking reconciliation profile, kindly assist me with referrals,
Thanks in advance

Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

Hello fishes, wanted to get opinions on JP Morgan Vs Barclays for wlb, job security, project technology?
YOE - 5.3
Skills - Java, Angular

Hi Fishes,

What is the salary range in Goldman Sachs of a Sr. Analyst in the Investment Banking Division (Middle Office role) in Bangalore ?

Hi Folks,

Am currently working in EY as Tax Analyst. But i would like to change my job profile. Am interested in Investment Banking. I don't know whether investment banks hire people without any previous experience from IB. So, is there any courses to enter into IB? Kindly give suggestions on this.

Hi Fishes,

Can anyone shed some light on how is FIS Global?
I'm in interview process for Business Analyst-Trade Surveillance/Regulatory Reporting.

Hi Folks,

Can anyone tell me how the regulatory reporting role will be in Societe Generale.

Hello , anyone in this bowl working in the internal audit department of DB?

Hi Fishies,

Currently looking for a job switch in Investment banking, Loan syndication, Trade management domain....
Request you to refer or assist if you know any opportunity in your network .