Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Investing in crypto is fun again :)

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

What percent of your income is budgeted for “fun”? Like going out to eat, taking trips, buying things for yourself that aren’t necessities?

Is now a good time to buy VTI?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

What percentage of your gross salary is saved including 401K or equivalent?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Get rich or die tryin #50Cent #Crypto2018

Safest wallets / exchanges for buying VET and safe moon? 😭

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Tough investing market out there!! What are some investment strategies to consider during these times?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

How do you explain to a interviewer that you are leaving your job because your new boss doesn't treat you well/fairly?

Hello Everyone,
Need referral for Manual + Automation Testing with Work Experience of 3+ yrs, Please help for any job opening in your company.

Welcome, friends! I created this community to meet others in the city during these strange times.

This will primarily serve as a safe space to meet friends. If your vibe is more on the dating end, that's fine too.

Let's be kind, inclusive, and respectful. I've already met some of you in person, looking forward to meet more folks here!

Are any of you legal recruiters in the Boston area? I’d love to get in touch about paralegal roles!

What’s the difference between FAAS and FDD? Also which one pay better?

How much do you folks manage to bill per month? I'm looking at you transactional folks who don't litigate. 😉

Hi All, I heard from someone that wipro is stopping recruting ex-wiproites like tcs? Is that true?

Can someone refer me in wipro, i have a job ID.

I’m a recent grad struggling to look after my health when I’m stuck in a cubicle 10+ hours a day. How do you juggle a healthy lifestyle with long hours at a desk?

So someone I know asked HR about a boot policy. When he found out that there wasn’t one, but his boss said there was (who gave the guys $ for boots and the claimed it on his expense reimbursements as something else) the boss got mad at him for askingHR (and in trouble for the expense reimbursements) and then 2 days later laid off my friend. There appears to be no notice of bad performance and this person always was the first person on the job site ready to work. Thoughts?

Anyone a member of a ski share? The house I was a member of the last two years fell apart- looking to join one in Roaring Fork Valley or Glenwood Springs if anybody is trying to fill a spot, please hit me up!

We might be receiving stipends for professional development, I would like to use it towards a conference, which are some good ones to consider?

Hi, currently making 10.5 lakhs fixed as AM ( recently promoted) , have an offer from KPMG for consultant for 15.5 fixed. Should i take demotion from AM to consultant. Also if i resign now , will miss out on 1.3 lakhs rupees bonus which will get in September. Also please tell about DT-CDSG team at KPMG India. TIA

Any Navy Nukes in this bowl?

Anyone else finding it very difficult to get any enjoyment out of account management these days? Any coping tips? I feel like being an account person is especially difficult in the COVID era since so much of what we do is manage communications, ensure the team is set up well etc. None of this feels particularly fun alone staring into the void of Zoom all day ... but the same pressure is still there. I feel like I spend every week counting down to the weekend which kinda sucks.

I know it comes with the job but the non-stop LinkedIn Messages are starting to get old. The legit requests are one thing but I get dozens of solicitations which week...

I’m known amongst my IG circle for my content creation style, and I think I should give UGC/content-creation a try. I’m going to put all of my photos in a portfolio now, but how do I find gigs and jobs?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I own two commercial rentals in heart of a tier 1 city. Opposite to my space is a mom and pop store. I have become somewhat friends with the owners of the mom and pop store over the years and they would do one of favors for me when I asked to take care of the rentals. Now the commercial rental is vacant and I have been approached by a mid size chain for potential agreement. The dilemma is that the big box store is direct competition to the mom and pop store. What would you do ?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How much do you keep in the bank vs brokerage?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

25 95k net worth, at what point would it be worth it to have someone managing my money in the stock market rather than doing it myself? when I hit 200k net worth?

For reference I do my own investing now but don’t really understand a lot of it and am not particularly interested in reading up…

Did anyone get a jumbo loan with less than 20% down?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Thoughts on SoFi bank?

AMZN buy more or hold?

If I have a six year old and 150k in a 529, can I say I’m done?

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?