I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Hi guys.
Can anyone please share company perks and monitory benefits and JPMC for software engineer

Which are some of well recognized certifications in Healthcare IT space? I have around 3 years of exp in Payer side and will like to make my CV stronger with a certification. Looking for something like PMP for Project Management

Safest wallets / exchanges for buying VET and safe moon? 😭

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Hi everyone, I've been offered a manager role in a regional office in Deloitte, starting salary of 50k plus 6k in benefits. Does this feel right?

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

Any advice on how to transition into healthcare IT without experience? I have a MS and MPH. Burned out on patient services roles. Hoping to make a transition before the year out. Actively seeking new opportunities.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

I need help. Anyone have information of being an advanced medical support assistant for veterans affairs? I got offered a job in the SF valley . The pay Is a bit less but it's about 5.5 miles from my house.close. Why do people pray for government jobs? At the moment I'm with ucla health as an admin assistant float permanent& have been offered permanent placement at a site in LA about 16 miles . The pay seems pretty decent& also have the pension plan. Been here about 2 years no issues.

What's the best rent splitter online? Most accurate for sqft, etc?

I be wanting to go off but then I check my bank app, calm down, and keep working.

Hey Guys, Hope you all are doing great. Can someone let me know about the work culture, is Saturday working, are there any shifts and benefits of HSBC Electronic data processing india, ecospace, Bangalore?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Received offer letter for 16l as fixed for H level in lead fund reporting in bny, is it worth for a person with 3 yrs experience

Hi peeps

Can you please like the post

So that I can get likes to make use of this platform

Thanks in advance

What’s it like working at Spark?

Looking for new opportunities in NYC. Want to be in a place where the idea and creative is in focus. A place that encourage proactive ideas would be great. Smaller agencies seem interesting.

I be wanting to go off but then I check my bank app, calm down, and keep working.

What was your career path to becoming a director?

What’s the rank hierarchy like in IBM? Where would an “Associate Partner” sit in comparison to a big 4 consulting firm? Got an offer I am evaluating

Fellow data 🐟, plz recommend me something to do tomorrow. Existing weekend plans went up in smoke and I'm feeling like trying something new

PwC is hiring like crazy. 1200 openings across all of Advisory. DM me the job posting, your name, email and phone number if you’d like a referral! Happy to answer your questions as you prep for interviews!

Hey guys. What are some of your favorite software/systems for customer relations and project management????

Any advise on role, security, growth for 12+ yrs experience in SAP ABAP in LTI. Which band and how much CTC ( fixed and variable ) can I expect for the same ?
Current CTC : 20 (F) + 2(V)

I know people say the Google hiring process is long, but I’ve been in the process for over 100 days now...when does it become too long by even Google standards?

Do visa employees have laptop options upon joining? What is the standard laptop?

What types of different bonus structures do you run into? End of year only, quarterly, semi-annually?

Hey KGS Folks,

Does employees who works for UK client get furlough leaves/year end break during Christmas? I am new in KGS, so just wanted to know.

Hey Guys, Hope you all are doing great. Can someone let me know about the work culture, is Saturday working, are there any shifts and benefits of HSBC Electronic data processing india, ecospace, Bangalore?

Recently I had interview with oracle oci and it went well but haven't heard back from HR , how long does it take to update the interview status. My interview completed last week Tuesday.

Hello everyone! How do you manage holiday pay when the holiday is on a Saturday/ Sunday. For example, if I have someone working on Christmas (Sunday), they should be paid 1.5 but what if they work on Monday as well?I know this might sound silly to some people but I’m covering for payroll for the holidays and I don’t want to mess up!

Anyone a CFP as a side hustle?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Have 20k, what’s a good small business to start with this fund? Serious question here

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Best long term investment strategy against inflation to get to a large nest in for retirement?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?