Finance and budgeting

122 members
A group to help us budget and cut cost so we can save/invest more

Has anyone here successfully re-negotiated rent since the height of the COVID crisis? Live in NYC and can’t go back because I have to regularly take care of a family member with an immunodeficiency.

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I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

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Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

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Any idea how much I should be paying to paint 1800 sq feet house interior, ceilings, trim, and doors in HCOL?

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I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

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Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

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I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

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Best budgeting app? I’ve tried mint, personal cap, Banktivity - dont like any of them. Want something that lets me treat my transactions like a to do list that needs to be categorized.

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I just cut $37 off my budget by: Cancelling LinkedIn Premium, which resulted in customer service providing me 50% off for 6 months Changed from Dropbox to Google Drive Borrowed someone’s Netflix

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