I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

What do you guys think about Investing in palantir which IPOs tomm?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Recently married and trying to understand what benefit it is for taxes. How is the joint deduction beneficial at all if it’s just standard X 2? Like, if both couple make the same amount it’s not any different than taking standard each.

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

In my opinion, the slow ROI keeps businesses from seeing the importance of investing in the community. Do you think that attitude is changing?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Anyone have a good PE specialist financial advisor?

Anyone noticed the dip in the market and is tempted to sell at this point? My advice is HODL. History always repeats itself. The market will come back up and if you sell you will lose. This is the time to buy not sell. Let’s go 🚀

Now that the holiday season has arrived, what's on the secret wish list for Black professionals in the accounting world?

How do people make friends here? I have the ones i grew up with and a couple I made in the last couple of years (neighbors/through mutual friends) but I generally find that people here just stick with their social circles

Hi y’all! Wife and I just got our PR. Looking to move to Windsor area. Like some homes in the Devonshire mall area. Is the area alright? Any red flags in terms of bad schools, etc.?

Anyone have experience on a credit strategy fund especially a credit hedge fund? Do they recruit non bankers? I saw an interesting opp but I have very little relevant background with debt (consulting background)

Require Suggestions and insights in regards companies that i may target. Have 8+ experience in IT with 4 years of experience in full stack web development. Looking to transition to web3 development roles. Thanks :)

Does anyone know any Southern US based designers for clothing visual design? Freelance preferably.

Interviewing for a few Snr Salesforce admin roles in Seattle region, what’s the expected TC?

Who here has any advice on how to get into marketing at age 40?

Hi. Looking to transition out of consulting.

3+ years of HR Transformation including HRIS Analysis.
2+ years of Strategy and Operations

Interested in HR Transformation, Human Capital, DE&I, and Strategy & Operations.

Could someone point me in a new direction?

Looking to jump from current firm to another - have read a ton of varying commentary on here - what’s the final say on best big 4 firm and perhaps best MM firm? All for FDD / M&A. Pay, technology, culture, perks etc.

Hi Fishes,
I have cleared L1 round interview with LTI, can anyone tell me what can I expect in L2? Is it going to be technical round again?
It's for Angular Developer position.

Thank you!

We are hiring for Azure Data engineers. Dm me if interested in accenture.
Exp - 2.5 years or greater

As an Asian American, have you experienced bias this year that you believe was related to coronavirus?

Looking to pivot out of a top pharma marketing/ad agency and into consulting. Ultimately want to leverage both experiences to move client side or to a healthcare start up.

What are the best firms for this type of transition and why?

I was on a partner/manager call today and they were discussing the “high” turnover at the senior and experienced associate level. What was shocking is that while ours is about double normal, evidently we are 3 out of 4 in turnover meaning 2 of the Big 4 are even higher.

Dear Clients,

Stop read-receipting me.

Sincerely,
Annoyed

Currently accepted an internship at a firm for the winter and also just accepted a separate internship over the summer with a B4 firm. Should I inform the other firm that I already accepted a later internship with a B4 firm or keep it to myself until the internship is over? They are totally different positions and I wanted to have some experience with both but worry they will take it wrong.

Best budgeting app? I’ve tried mint, personal cap, Banktivity - dont like any of them. Want something that lets me treat my transactions like a to do list that needs to be categorized.

I just cut $37 off my budget by:

Cancelling LinkedIn Premium, which resulted in customer service providing me 50% off for 6 months
Changed from Dropbox to Google Drive
Borrowed someone’s Netflix

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

Is it better to live in a good apartment with decent school district or live in an average apartment with good school district. it’s hard finding anything around 1600 near Philly. Should I find a place which is more expensive and sacrifice standard or living? Thoughts ?

Any idea how much I should be paying to paint 1800 sq feet house interior, ceilings, trim, and doors in HCOL?

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

Has anyone here successfully re-negotiated rent since the height of the COVID crisis? Live in NYC and can’t go back because I have to regularly take care of a family member with an immunodeficiency.

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

What is a reasonable monthly food budget for a family of 5 (with 3 young kids)? We have been spending ~$1600 per month, including restaurants/takeout and grocery store trips, but trying to assess whether that is reasonable.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Are there any debt consolidation options for a professional family man with a decent credit score, who's let high interest credit card debt get out of hand? I get the mailers that entice with a low advertised rate, and then the offer comes back at something slightly less than what I am already paying. I am thinking something along the lines of a bank that I can talk to, and explain exactly where the money is going, not being apposed to a direct deposit to the card companies themselves.

I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...