Hi everyone! I bought a certified pre-owned Acura RDX 2018 back in 2020 for $26,000 (including fees and tax). My car’s mileage is currently 70K and the warranty will cease when mileage will be 100K. It has only giving me headache once and that was covered under the warranty but overall, the car is okay but doesn’t have apple play and other features. I am a mom of toddlers and need an SUV. Would it be smart to trade in the car for a newer one in this market? I was offered $18,600 1/2

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Can one become financially stable after being discharged from the military?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Why can't I focus anymore? I'm worried my productivity has fallen since the end of the last tax season

MU & OCLR, stock bowl anyone?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

post tax(Roth) or pre tax 401k? which is the better option for us on h1b?

Safest wallets / exchanges for buying VET and safe moon? 😭

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

I was hired to work on one account as the only writer. Told they’re handing me another account (or they may hire another writer). I need and want more responsibility and $$. How to negotiate??

ATTENTION!! I’m looking for creative directors (art and copy) to work on some pretty amazing clients with our R/GA California office. Whether you’re solo or partnered up, I want to talk to you. And if that’s not you (right now), point your friends in my direction ☺️ 👏🏾☺️👏🏾

I have a question, I got a contract role through a recruiter. Initially the recruiter offered the hourly pay rate which was the minimum in my range. Now I got an offer from the company. Now without me asking her she increased the hourly wage to the maximum range I asked. Which makes me doubt if the company increased it or she knew the rate all along but gave me the lower rate ?

Anyone know of a good building for a 1bed/1bath. Need to have parking & a/c. Nice to haves is in-unit laundry, any include utilities, any amenities. Trying to keep it on the cheaper end with a max rent of 1,500, but given our line of work I can bump that up if the place is nice enough to justify the cost. Thanks in advance!

Interviewing a a FAANG company:

What is your total expected compensation (include base, bonus, equity)?

Any recommendations on how to answer? Odd that it came before the phone screen - very caught off guard.

Does pwc AC do mid year promotion this dec? PwC Pwc AC

So sick of these pat-on-the-back posts on LinkedIn, and the ensuing circle jerk that follows

Just signed an offer, putting my two weeks in tomorrow. Anyone have tips in making some “I’m leaving” conversations less...awkward?

Can someone help with the base salary range for a 6+ years experienced finance professional with FRM and CFA certifications in Big 6 firms in Advisory practice?

Also, what should be the expectations for joining bonus during the current times?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

I got married and do not have Marriage Certificate yet, so is Marriage Certificate mandatory for getting dependent VISA?

Maybe stupid question....With global slowdown, does JPMC fire any new hires?

I'm going to be teaching my first class when I finish school in January and I'm nervous. Any advice for my first day at school? Or what you wish you knew on your first day? It's my first real teaching job (1st grade) and I really want to do well.

Hello there!

help me open dm's

Thanks (:

What is a reasonable monthly food budget for a family of 5 (with 3 young kids)? We have been spending ~$1600 per month, including restaurants/takeout and grocery store trips, but trying to assess whether that is reasonable.

I just cut $37 off my budget by:

Cancelling LinkedIn Premium, which resulted in customer service providing me 50% off for 6 months
Changed from Dropbox to Google Drive
Borrowed someone’s Netflix

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

Need help for an older woman to find her job in Philadelphia. She is in her 60’s and can be a good admin assistant without computer knowledge. Sorry but if you know anything please advise.

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

Is it better to live in a good apartment with decent school district or live in an average apartment with good school district. it’s hard finding anything around 1600 near Philly. Should I find a place which is more expensive and sacrifice standard or living? Thoughts ?

Has anyone here successfully re-negotiated rent since the height of the COVID crisis? Live in NYC and can’t go back because I have to regularly take care of a family member with an immunodeficiency.

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Best budgeting app? I’ve tried mint, personal cap, Banktivity - dont like any of them. Want something that lets me treat my transactions like a to do list that needs to be categorized.

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Any idea how much I should be paying to paint 1800 sq feet house interior, ceilings, trim, and doors in HCOL?

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?