What is the cheapest thing you’ve seen someone do on per diem to save money? I observed someone pulling instant ramen out of their laptop bag 🤦🏼♂️
How do you feel about your firm's benefits package, on retirement (401K), PTO, parental leave, and health insurance? Curious to see whether and how you think your firm needs to make adjustments.
Approached by McK headhunter. Super torn between loyalty to my firm and the promised benefits. Anyone who's done this - advice? When did you tell your team? Feel like a traitor even for my interest!
Per diem life
Tax help: I got married last year and my wife is planning to be a stay at home mother. She has 150k in student loans. How can I file jointly to get the tax benefits without ... cont
How old are you and what's your 401k contribution? I feel I didn't take it seriously in my 20s and now regretting 10 years later. How does one know you have enough saved up for retirement? TIA!
I dont think max out 401k is the best advice. Yes it is easy and intuitive for general public who tend to spend all their income but I think some of us are not in that mindset. My approach is to put
What's your age and how much do you have in your 401k!? 25 and 40k. Started contributing max this year.
Unpopular Opinion: Lyft/ Uber drivers don't deserve all the benefits of "traditional" occupations. Drivers are not being forced to work, it's a transaction based business model.
Maybe it’s me, but I just hate the fact that I should “max out my 401k.” How do I know ill even be alive to see retirement? Shouldn’t I just save money for a house or pad my savings rather than 401k?
I feel like I don’t see the point in dropping a bunch of money into a 401k. I am pretty good at saving money and I want to enjoy my life now. What’s the point of being 67 and having loads of money?
Change my mind: MBA’s do not have a good ROI if you already make $150+ The only benefits I see are: -2 year sabbatical -Build irreplaceable network (arguably makes it worthwhile but no guarantee)
I’m screwed. 35 yo. Had some medical emergencies in my twenties and wasn’t able to save so only got $10k in 401k. This is assuming $19k max into 401k, retiring @ 67, $5300 monthly retirement income.
Whole life insurance: needed or put that money towards 401k? Male, single, no kids, no debt. I was sold a 300k policy for $435/mo. Was I taken for a ride?
I’m 25. Not a saver. Never have been. I’m not sure why, but I dislike the idea of locking money away in a 401K. Is saving really that important? Are there non 401K options?
How many of u have 401k and HSA? Are u planning to let the money stay in account until u get retired? Also, what would be the options if if move out of USA?
Which brokerage account is better to invest in S&P funds? I have my 401k in Vanguard but not a fan of the user interface. So, considering whether to open one more or tolerate Vanguard. Suggestions?
Which firm will make the next move to lead in US industry maternity / paternity leave? Several of our clients offer 6+ months (even for secondary caregiver) - now it’s our turn. Looking at you, HR 👀
Thinking of getting the best health insurance for a year so I can get shoulder surgery done, as it has dislocated lately. Out of pocket was 15k 8yrs ago first time Anyone ever had success with this?
Most of our (my husband and I) savings are placed in a savings account that returns 2% and our 401K. Any suggestions on alternate savings / investments we should consider? What do others do?
Helping raise awareness: If a colleague is going out on maternity leave, it’s lovely to acknowledge. Pro tip- saying “I everything goes well” is more appropriate than wishing them “A good break.”
How long to stay at home rent free with grandparents/parents/siblings after college before moving to a city like NYC/Boston? Currently maxing 401k, Roth and 80k saves in mutual funds
My 401k contributions for the year shows close to 19k. I might over contribute by the end of the year. What issues would I face?
Free $3300 money. After maxing out my 401K ($19,000) and my expenses (rent, bills, food, etc) I roughly have $3300 (contd)
Why do big 4 401k matches suck? Acn matches 100% of the first 6 person. Seems like every big 4 only does 25% of first 6%?
What benefits, perks, and other work life balance things would you like your consulting firm to have in an ideal world?
I know ACN offers a per diem for food while traveling. What about other expenses (ubers, hotel etc). Are they placed on a corporate card, or are employees reimbursed after using a personal card?
Fam- got laid off and no insurance. Is there any cheap options for the health insurance besides COBRA? I really need the insurance.
Looking for kind help in retirement management. What %s would you recommend pre-tax, Roth, and after-tax contributions for 401k?