Whats your age, what’s your 401K worth? Will go first - 26, $23K

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Per diem life

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likesmartfunny
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How old are you and what's your 401k contribution? I feel I didn't take it seriously in my 20s and now regretting 10 years later. How does one know you have enough saved up for retirement? TIA!

likefunny
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I dont think max out 401k is the best advice. Yes it is easy and intuitive for general public who tend to spend all their income but I think some of us are not in that mindset. My approach is to put

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What's your age and how much do you have in your 401k!? 25 and 40k. Started contributing max this year.

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Unpopular Opinion: Lyft/ Uber drivers don't deserve all the benefits of "traditional" occupations. Drivers are not being forced to work, it's a transaction based business model.

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Maybe it’s me, but I just hate the fact that I should “max out my 401k.” How do I know ill even be alive to see retirement? Shouldn’t I just save money for a house or pad my savings rather than 401k?

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I feel like I don’t see the point in dropping a bunch of money into a 401k. I am pretty good at saving money and I want to enjoy my life now. What’s the point of being 67 and having loads of money?

likefunny
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Change my mind: MBA’s do not have a good ROI if you already make $150+ The only benefits I see are: -2 year sabbatical -Build irreplaceable network (arguably makes it worthwhile but no guarantee)

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I’m screwed. 35 yo. Had some medical emergencies in my twenties and wasn’t able to save so only got $10k in 401k. This is assuming $19k max into 401k, retiring @ 67, $5300 monthly retirement income.

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Whole life insurance: needed or put that money towards 401k? Male, single, no kids, no debt. I was sold a 300k policy for $435/mo. Was I taken for a ride?

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Which is the best consulting firm for salary and benefits? And career progression

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I’m 25. Not a saver. Never have been. I’m not sure why, but I dislike the idea of locking money away in a 401K. Is saving really that important? Are there non 401K options?

likesmartfunny
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How old are you and how much do you have accumulated (total) in your 401K?

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How many of u have 401k and HSA? Are u planning to let the money stay in account until u get retired? Also, what would be the options if if move out of USA?

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Anyone have tips for paying off $136k of student loans (undergrad and mba)? I’m trying to make large payments but now I have no savings or 401k. I’m 25 and just stressed as hell about this :(

likeuplifting
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If I told you to spend an hour doing something that benefits the firm, but doesn’t relate to your project work, what would motivate you to do it? What kind of perk/ acknowledgement?

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Can I afford a $4k a month mortgage (includes taxes, ins, hoa) on $11k net salary (max 401k and taxes) ? No other debt except car payment at $375. Getting nervous I bit off more then I can chew.

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How many of you prefer per diem instead of actuals?

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I’m 28 years old and make 95k/ year. have a total net worth of 200k more than half in 401k mix of pre and post tax. Paid for my own school . Feeling defeated, like retirement is too far out of reach

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I’m 28 years old and make 95k/ year. have a total net worth of 200k more than half in 401k mix of pre and post tax. Paid for my own school . Feeling defeated, like retirement is too far out of reach

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Any tax deductions I can claim as Single? Not eligible for IRA as I have AGI over limit. Could not do max HSA & 401k this year, but I would for next year to the maximum limits.

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10yoe with TC at 160k. Monthly expenses including rent is about 7k. Married no kids. I usually save about 1.5k mth or about 18k yr. Have a 401k, no mortgage. What do you think?

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Stuck in between two projects. One home other international. Home management want me home but the per diem demands otherwise. Stick to home or chase the moolah?

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On per diem but can I expense Uber Eats? I don’t want the ethics answer here lol

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Recently joined a firm. When I signed the agreement last year, 401k vesting was listed as 3 years. Joined this month and was told at orientation that it's been changed to 5 years for all new employees

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What do you guys do with your paycheck after 401k? I want to put my money somewhere that’s liquid and earns more than nothing while I wait for larger investments to come up. Need help how to set up

likehelpful
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Can someone explain Roth to me? I maxed out my 401k but constantly hear ppl mentioning Roth IRAs. What's the purpose/advantage? Pros/Cons?

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Am thinking of taking out a loan from my 401k to meet the 20% down payment for a home loan in order to avoid pmi. Was then going to take a HELOC to close out the 401k loan. Thoughts? Pros and cons?

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What’s a good way to learn about investing and how to build a decent investment portfolio? I max out my 401k & have some rental properties. Have 100k in a high-int acct I don’t know what to do with

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What does fellow 🐠think about Mexit? Quitting the RF and still want to live off the benefits is a bit much. The Queen should just cancel them both. Last time any Royal is allowed to marry an American.

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