Are there any debt consolidation options for a professional family man with a decent credit score, who's let high interest credit card debt get out of hand? I get the mailers that entice with a low advertised rate, and then the offer comes back at something slightly less than what I am already paying. I am thinking something along the lines of a bank that I can talk to, and explain exactly where the money is going, not being apposed to a direct deposit to the card companies themselves.

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

Hi fishes,

I have received a offer from Dubai based company of 16k AED per month. They are providing employment visa of 3 years to me. I have 3 members of family including me. I have to manage flat etc on my own after one month.

Pls guide whether it's good option to move in Dubai or not.

Are customer engineers allowed to work from a country other than US if needed for a few days ? I am planning to visit India for visa stamping and I won’t have much PTOs to take.

Let’s hear from the Fish!

If you’re hesitant to list your property, what’s holding you back?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Does anyone use ADP for end to end including payroll and background checks, and recruitment?

Hi,
Is Amex and Amex GBT same?
As a business analyst how is Amex GBT in terms of culture, WLB and projects?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Best Marriott to Stay in Charleston for 3 nights? Platinum elite. Also looking for any and all recommendations for 4 days in Charleston. Birthday celebration for SO.

Any European companies hiring for tech roles from India with Visa sponsorship? I am a Sr Frontend Dev with almost 7 YoE.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Does anyone have a preferred car service company? I am looking for a service that can consistently provide traveler alerts such as when car has arrived, passenger is on board, trip competed, etc. across US cities. I have found a company that will do this when I book travel in NYC, but when my Professionals arrive in their destination cities the affiliates do not offer this same feature. Any suggestions? Thank you!

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Does EY let you keep Amex rewards points?

Hello fishes,
I have an offer from a startup with fixed 22 LPA.
Around what will be the in hand?
No epf is getting deducted, existing employees of the start up said so.

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Anyone recommend their firm for fed tax? Looking to stay in PA in a top 20 to continue working remotely.

If anyone needs private tutor let me know. I tutor all levels. Dm me.

Any regrets going into advisory?? Which group is the best interns of interesting work?

After a few years in ops consulting I think I’ve realised I want to try my hand at being a dev or working in software delivery. Any way I can swing this staying with Deloitte or will I need to fork out for a boot camp and start from the bottom? Any helpers appreciated!

Hello Fishes,
Interested in freelance work on Devops?

Requirement - aws , terraform, kubernates

Minimum 2 years of experience
2 hours/day work
23k monthly pay

Please let me know if interested

32F, EY Atlanta, dogs, crunchy peanut butter, snowboards, Beltline. Let's chat

Anyone into photography? Looking for friends to get some outdoor shoots with!

Hello Everyone

I have 3.5 years of experience in SAP SD, looking for a job change. Please help me with referrals.

Thanks.

Hi Network
Can anyone refer me for a data science role ?

Hi there,
Need your advice!

Which one is better? - Western Digital or Arcadis

Skill - Oracle ERP Cloud Functional Consultant
YoE - 15
Salary - Same for both
Location - Same

Thanks

Are there any other job titles that I can use in surveys other than an “accountant” if I work in FDD?

Any company file GC on day 1 in NYC or NJ area or east coast. Maxing out in feb 2022 and on bench nothing is started. What I can do ? Please suggest. Skill set AWS/ DevOps/ Infra.

I am an Audit S1 that wants to work in a B4 Forensics practice. Would it be best for me to accept an offer in Forensics at a much smaller firm (local, 150ish total employees) to gain experience and then try to move to B4 Forensics? Or should I stay in Audit and wait for B4 Forensics positions to open up? Please let me know your thoughts!

For 15.5 YOE, on Cloud platforms, what band and salary should be offered by tech mahindra..CCTC is 17 lacs.Offfer I already have for 34 lacs.

I have a confession to make.

I miss music. Like actual bands with instruments and vocal ability. Feels like the music industry is so hollowed out that multi-member instrumental bands like Fleetwood Mac, The Beatles, and even Metallica are no longer able to take root.

There are a few talented individual singers (Adele) a lot of awful mumble rappers, but no actual bands that will stand the test of time. Before I get called a Boomer, the problems with the music industry for new artists are well documented.

Hi fishes, Will it be okay to quit in probation period like within 3 months if we get a better opportunity? What are the factors to be considered before making any decision.

Best budgeting app? I’ve tried mint, personal cap, Banktivity - dont like any of them. Want something that lets me treat my transactions like a to do list that needs to be categorized.

Need help for an older woman to find her job in Philadelphia. She is in her 60’s and can be a good admin assistant without computer knowledge. Sorry but if you know anything please advise.

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

Is it better to live in a good apartment with decent school district or live in an average apartment with good school district. it’s hard finding anything around 1600 near Philly. Should I find a place which is more expensive and sacrifice standard or living? Thoughts ?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Has anyone here successfully re-negotiated rent since the height of the COVID crisis? Live in NYC and can’t go back because I have to regularly take care of a family member with an immunodeficiency.

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

I just cut $37 off my budget by:

Cancelling LinkedIn Premium, which resulted in customer service providing me 50% off for 6 months
Changed from Dropbox to Google Drive
Borrowed someone’s Netflix

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

What is a reasonable monthly food budget for a family of 5 (with 3 young kids)? We have been spending ~$1600 per month, including restaurants/takeout and grocery store trips, but trying to assess whether that is reasonable.

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

Any idea how much I should be paying to paint 1800 sq feet house interior, ceilings, trim, and doors in HCOL?