I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

Looking for cheap running shorts with a zip pocket for credit card - any recommendations?

Why does appraisal report takes a week to generate ? The appraisal for the home I was looking was completed last Friday but my lender said it will take one week to get the report.

How do I find my true FIRE number, not the 4% rule based shorthand. I am at $3M net worth but I don’t own my home. Live in HCOL (SF/NY) where I could buy something but one, I feel I’m being a sucker buying inflated real estate, and two, I think my investments will compound faster than real estate. I’m 40. So should I calculate FIRE based on my current rent plus inflation, or based on taking on a big mortgage, locking up chunk of net worth into down payment and mortgage — and won’t then FIRE soon

Omnitrope —how much did you pay after the discount ？ any tips？ im packing out of pocket for this one

Hit with a delinquency charge in my Amex corporate card for not making payment on time. Trying to get it waived but no luck. Anyone faced similar issues and got these charges waived?(over $300)

Can you all share what the average comp for S1 or S2 (S1 for FDD internal transfer) for FDD is currently for Big 4 in the Southwest US region. Feel free to throw out any base salaries and bonuses seen in the last two years and this year. Thanks.

Anybody have experience with Lending club or P2P Lending? It seems like it could be a little risky but think it may be a way to diversify some of my money instead of keeping it all tied to the stock market.

Urgent!!
Anyone went to Germany recently on Blue card visa? I need some help in that regard.
Please reply!!

I need to make more money

Just started a new job (so long PwC!) where I expect to be traveling a decent amount next year (potentially once a quarter internationally, once a month domestically). The new company doesn’t have corporate cards so we’re allowed to use our own card for expensing work trips. Any recs for which card to open as my “corporate card”? I already have Chase Sapphire Reserve.

How many coins do you have in your portfolio? And are you active, HODL, or both?

Best online brokerage platform? Fund selection and trade expenses

Volume on btc on bittrex right now is instance! Almost $300M. Two trades just popped at almost $300K a piece on the buy side and jumped the price a solid $60

Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

Hey guys serious question,

I forgot to avail HRA to my previous employer. Can I claim in while filling ITR? Current employer only taking HRA from doj ,reply plox

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

How should one apply for onsite jobs (preferably UK) ? Wherever I apply , I get rejected because I mark the field as YES for "I will need Visa sponsorship".

I’ve given way too much to work. I’m so burnt. It’s to the point where setting my alarm makes me burst into tears. How the hell am I supposed to continue to do this?

Anyone else in NYC concerned about getting nuked rn?

Are there firms out there that focus on plaintiff-side litigation or investigating corporates with the intent to find wrongdoing rather than protecting them? Or is that exclusive to government work? I feel like a lot of forensics is in support of the bad guys…

Hi Fishes

I am thinking to purchase scooter in banglore so i have couple of doubts.
1. Should I have to purchase electric scooter or normal petrol scooter?
2. In electrical scooter which is good Ola,bounce or Ather also consider budget too😊

Please suggest me your thoughts!!

Any DMV Jewish folks here?

Is there any way I can avoid the $5 monthly maintenance Payflex fee for my HSA? (It's my account from my previous employer)

Whew this shit is surreal AF. How is this life?!

I’ll be done with my Masters in May and join Deloitte around July-Aug. Hypothetically, if i get a better offer elsewhere, maybe somewhere around May-June, will that cause issue in H1-B filing? (Contd)

Hoping to connect with some others through DM, however need 11 likes.
Many thanks in advance.

Have I really let go if I am praying about something? Does letting go also mean to stop praying about it and just let it be?

This bowl dead?

Is it okay to share your personal documents to hr in email? There were a few companies asking me to share education, Id, photo and pan card over email? Please share ur thoughts

Hello,
Few days back joined IBM but the work location given is different than what was discussed.
So looking for opening in ETL or DWH testing, please DM if you have suitable opening/referral.

Experience - 7+ years
Notice - 1 month (probation)
Skills - SQL, Linux, Python, Qlik-sense, Good understanding of ETL process

Does Kyndryl have free certification offer?
Like can IBM/redhat certifications taken for free?

Kindly provide more details..

Holiday gifts! Has anyone received anything this year from the agency, clients or media platforms?

Monday Wordle 429 4/6

⬛🟨🟨⬛⬛
🟨🟨⬛🟨🟨
🟨🟩🟨🟩🟩
🟩🟩🟩🟩🟩

How is the future in Cypress automation tech

Hey 🐟! Got a call from a Stout recruiter. I didn’t know about Stout before today. What do the VP and Senior VP levels translate to at Deloitte? Any idea about pay?

Need help for an older woman to find her job in Philadelphia. She is in her 60’s and can be a good admin assistant without computer knowledge. Sorry but if you know anything please advise.

Any idea how much I should be paying to paint 1800 sq feet house interior, ceilings, trim, and doors in HCOL?

Best budgeting app? I’ve tried mint, personal cap, Banktivity - dont like any of them. Want something that lets me treat my transactions like a to do list that needs to be categorized.

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

I just cut $37 off my budget by:

Cancelling LinkedIn Premium, which resulted in customer service providing me 50% off for 6 months
Changed from Dropbox to Google Drive
Borrowed someone’s Netflix

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

Is it better to live in a good apartment with decent school district or live in an average apartment with good school district. it’s hard finding anything around 1600 near Philly. Should I find a place which is more expensive and sacrifice standard or living? Thoughts ?

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

What is a reasonable monthly food budget for a family of 5 (with 3 young kids)? We have been spending ~$1600 per month, including restaurants/takeout and grocery store trips, but trying to assess whether that is reasonable.

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

Has anyone here successfully re-negotiated rent since the height of the COVID crisis? Live in NYC and can’t go back because I have to regularly take care of a family member with an immunodeficiency.

Are there any debt consolidation options for a professional family man with a decent credit score, who's let high interest credit card debt get out of hand? I get the mailers that entice with a low advertised rate, and then the offer comes back at something slightly less than what I am already paying. I am thinking something along the lines of a bank that I can talk to, and explain exactly where the money is going, not being apposed to a direct deposit to the card companies themselves.