{ "_id": "62bd8603e120a3001e4c7d6a", "_isBlocked": false, "creationDate": "2022-06-30T11:16:19.364Z", "categories": [], "description": "Are you thinking of purchasing? If so, where? Down payment? Mortgage rate and type of loan? Search process? Offers? ", "relatedCrowdIds": [ "552d1d24dc1c586b09d2d051", "55375ce690f5eebe1d2a0f88", "5c751b9f2f6b98001bc666f8", "564a5cdb94887803001dd07c", "5565cfca8b2b9a03009acf57", "5787dd60a3f35c130082b851", "553769a790f5eebe1d2a0f92", "552d1d24dc1c586b09d2d052", "5682e6afd55b9e0f00fce669", "5e77c585cba148001ab93ed9", "5d0a757f66884500200aff25", "56c75c3c1dc12b0a0097ccb0", "56fd40e29238700e00b5ee4a", "575591bd4715870e00d30511", "5e8d00ee065ee5002135bc2f", "6307b71778156a002b8778c4", "63079a6ca12e86002600a26a", "6307b985e8cea3002c9297b4", "63079f67548aa90022fc0415", "63091cdf686cdf001f0c5919", "564cbaf767469503004fede0", "5eb1bcb23b975f0021424ca1" ], "fishIconColor": "9d2222", "hideNumberOfUsers": false, "iconUrl": "https://dslntlv9vhjr4.cloudfront.net/bowls_images/pn2IfVAp39btX.png", "rectangleIconUrl": "", "isLocked": false, "isCommentsEnabled": false, "isPublic": false, "handleUrl": "first-time-home-buyer-3ebd-5", "isVisible": true, "name": "First Time Home Buyer", "networkingEnabled": false, "numberOfNetworkingUsers": 20, "numberOfUsers": 7985, "regions": [ "61891c8e2ca26eaffdf8d90f" ], "type": 2, "bowlType": "58e6c35170558a0016aae959", "bowlTypeName": "Custom Bowl", "background": { "from": "FFA069", "to": "F95267" }, "joinMode": 0, "requestToJoinSettings": { "isJoinReasonRequired": false, "shouldRequestPhoto": false, "isMultipleChoiceEnabled": false, "multipleChoiceOptions": [], "multipleChoiceQuestion": "" }, "bowlTypes": [ { "bowlTypeId": "58e6c35170558a0016aae959", "bowlTypeName": "Custom Bowl" } ], "currentMonthPosts": 1, "suggestedIndustry": { "_id": "55375ce690f5eebe1d2a0f88", "name": "Tech", "iconUrl": "https://dslntlv9vhjr4.cloudfront.net/crowd_images/tech_9Hox4.png", "crowdIconUrl": "https://dslntlv9vhjr4.cloudfront.net/crowd_images/qwBNWfWrlFN7L.png" }, "noIndex": false, "lastView": "" }

Are you thinking of purchasing? If so, where? Down payment? Mortgage rate and type of loan? Search process? Offers?

First Time Home Buyer

7985 members

...

Post About Pinned

Are you thinking of purchasing? If so, where? Down payment? Mortgage rate and type of loan? Search process? Offers?

Posting as :

a Senior Producer

▸ First Time Home Buyer

You are currently posting as works at Senior Producer

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mo… more

1 reactions

Posting as :

a Consultant

▸ First Time Home Buyer

You are currently posting as works at Consultant

Thinking about buying a home with my fiancé . We’re not married yet and would like to purchase a home first. What resources can I look at to learn more about purchasing/financing a home with someone e… more

1 reactions

Posting as :

a Senior Accountant

▸ First Time Home Buyer

You are currently posting as works at Senior Accountant

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have d… more

5 reactions

Posting as :

a Software Developer

▸ First Time Home Buyer

You are currently posting as works at Software Developer

How much is 2k a month for a house payment? What size loan would I be able to get?

1 reactions

Posting as :

works at PwC

▸ First Time Home Buyer

You are currently posting as works at PwC

Feeling bit scared after closing on first home, yet to be recorded in registry and receiving keys, please advise few ‘To Do(s)’ before moving or just after moving immediately, it’s a new construction in Boston su… more

2 reactions

Posting as :

a Senior Project Manager

▸ First Time Home Buyer

You are currently posting as works at Senior Project Manager

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

4 reactions

Posting as :

works at Artefact

▸ First Time Home Buyer

You are currently posting as works at Artefact

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Posting as :

a Business Analyst

▸ First Time Home Buyer

You are currently posting as works at Business Analyst

List your % downpayment for your first home

1 reactions

Posting as :

works at KPMG

▸ First Time Home Buyer

You are currently posting as works at KPMG

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment … more

3 reactions

Posting as :

works at BDO

▸ First Time Home Buyer

You are currently posting as works at BDO

Awesome group!

3 reactions

Posting as :

works at PwC

▸ First Time Home Buyer

You are currently posting as works at PwC

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Posting as :

a Software Developer

▸ First Time Home Buyer

You are currently posting as works at Software Developer

I'd like to buy, but the market is absolutely atrocious currently

4 reactions

Posting as :

works at Accenture

▸ First Time Home Buyer

You are currently posting as works at Accenture

Bowl Leader

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K sa… more

4 reactions