Thinking about buying a home with my fiancé . We’re not married yet and would like to purchase a home first. What resources can I look at to learn more about purchasing/financing a home with someone else? Also have no idea where to even start, would also appreciate if anyone has any resources for a total new like me!

If I believe we’re nearing market highs, convince me why taking a 401K loan for home improvement opportunities is a bad idea. Assume that I am not currently at-risk for layoff, and the improvement opportunities are on the higher end in terms of ROI (adding bathroom, etc.)

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

When do we submit proofs for rent, investments, etc?

Help: 23 M, 10.5k savings,10% 401k contributions, and currently have $500 left to 2020 contributions for Roth IRA. I have job security through Sept. where I'll have well over $16k in cash, and (CONT)

Omnitrope —how much did you pay after the discount ？ any tips？ im packing out of pocket for this one

Thoughts on Canadian budget? $354 B deficit in FY-20, additional $154 B deficit in FY-21, additional $60 B deficit in FY-22!! High time to stop partying using debts?

Does anyone feel like these cryptos and short term real time pump and jump investments come at emotional and psychological cost? Money looks too easy and it gets frustrating when you just sold something that has been stagnant for days and the moment you sell it just skyrockets etc. just curious

I keep seeing these ads for that thing where you buy a lordship by purchasing land in Ireland or something. Is that legit? Or are they just printing out a certificate without actually selling you any land?

Anyone have experience owning an LS 460L? Looking at a few 2009-2014s and curious to know if people have first hand issues with swing arms/suspension/etc to help steer the mileage/price point I am aiming for.

From an investment perspective would you rather buy a lot or a fixer upper house assuming the lot was $75k cheaper? Also assume same location.

Cancelled my CSP 1 year ago and tried getting the CSR but chase won’t let me get either now since I got the bonus within 48 months. I told them I didn’t want the bonus just the benefits of the card

New SALT person here-- could someone help me out with recognizing if/when an underlying investment utilized the 163(j)? We received an underlying Federal K-1 that shows Line 13k but I can't figure out if it was utilized or not. Is that line even included taxable income to begin with? TIA!

Started working at a Delivery Center for Deloitte 3 months ago. I won’t be stayin. 1.5% match for retirement is lowest for any all firms. No retirement pension plan.
Switch I now or wait for year?

Really dumb question, but how can I invest in an ETF?

When’s a good time to buy a house?

Is there a downside to opening the airline branded cards to get 50k+ miles with first year fee waved then canceling after? I wondered if my credit score would take a hit or some other downside.

New job offer includes $25k worth of RSUs per year. What would be the cost basis? Not to understand the tax implications, but more so about how many shares I should expect after first year. Would they use share price on the day of joining or share price at the end of first year I.e. after fully vesting? Thanks!

I’m searching for a mechanical engineering part time job (weekends only) but it seems like there’s no such thing as a part time mechanical engineer. Can someone point me in the right direction? What branch of mechanical engineer is more likely to offer weekends?

Here we go! Traveling on vacation for the next week and didn’t bring my Adderall (which I’ve been abusing for the past year). Hoping to wean myself off of it during the vacation. Wish me luck

Is My Consulting Offer worth it? I am thinking of just getting their bootcamp but its still pricey? Any advice

Has anybody tried the app Future fitness? Would love to hear opinions

State of Ohio:
Anyone have experience with Dept of Public Safety? Are they disorganized? Do they have a bad culture? I am starting to think they suck based on my application experience with them , compared to other state agencies.

this might be a long shot but does anyone on here work in a publishing/media law? is there a legal path in the publishing industry?

Does Barclays Noida has parking available?

Hello Everyone,

I have a query . I want to know about the projects in Impetus, Clairvoyant and Affine company. How are the projects. Is it pre-developed or we get from scratch?

There is a noticeable uptick in the number of Blackhawks in the air today. Military on the move?

I have a filtered date data and wanted to only copy the visible cell in column A and paste it to the next column (column B) with special paste. Because it is filtered data, I could not simple copy the whole column and paste it all at once. What is the quickest way to do this? I tried to search macro online but still cannot do it right.

I am currently a biomedical engineer at @U.S. Food and Drug Administration with over two years of experience. I would like to hear everyone's experience navigating the GS increase (salary raise) as a government employee. Here are some questions for discussion. How long did it take you to be promoted to the next pay grade? What do you think contributed the most to that salary increase? If you transitioned into the private sector, what drove you to make this decision? Thanks!

Can anyone explain how it works getting paid at a post production facility with editors on roster ? (trim / final cut / Whitehouse post) what's the range of salary typically ?

My mom’s birthday is July 8th and I really want to surprise her and take her to the Bahamas. It’s her favorite Caribbean destination and she hasn’t been in YEARS!! I’ve always used Bookit for Caribbean vacations but saw they’re no longer in business. Any other companies like that where I can find a decent package??

Anyone married but still have feelings about your ex? Like you love your SO but still have lingering feelings?

Hi everyone, I am looking for a job in Product Management and due to the duration of my notice period(90days) I didn't get any calls from any companies so I decided to resign first. I am anxious whether I'll be able to get a job or no. Is it a good practice to resign first from the company and then look for a job?

Looking for a new role and thinking about roles at Google or other big tech companies. Have about 3 years experience in Data Analytics/Data Science/Data Engineer work. Looking for a role working Python, SQL, ETL and possibly managing a team or being Lead Analyst.

Any position recommendations or advice on where to look? All recommendations appreciated.

I always feel really stressed out when I need to tell a parent that their child cheated. Most of the time they say their kid wouldn’t do that and then they are mad at me. Please give me a better way to handle this. Thanks!

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Any good recommendations on home (single family, 2-storeyed) security camera systems?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Recently divorced. Never really done any buying of anything non-apparel without my ex-husband's "help." Now I need to find someone to help me through the process so I need to get a realtor. I'm terrified these people will rip me off or try to screw me because I'm new to this. What should I ask a realtor to really vet them well before hiring? How do I know they're legit? Should I ask for referrals/reviews?

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

My first time buying a home and my fiancé second. Last time he was able to sit down with the loan officer and review any questions he had about the documents because there is a lot of language in there that isn't used by average people. Our current loan officer from the same bank branch wants to do everything electronically, and it's a battle just to get our answers. We're willing to lose the loan before signing on to a debt of $350 without knowing all of what we're signing on to.

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

I recently got a new job starts on 8/29 and it will increase our monthly pre tax pay to 250k for me and my husband. Will we be able to get approved for a 1M home?

Any recommendations on a good water softener system (4 people)?

Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversation (it’s all he said / she said realtor to realtor) makes everything feel shady and that I can’t trust I’m getting the truth from the realtors. Is this just something we’ve to accept about the process? There’s no transparency and it feels like we are fed lies!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right next door that is much better for $380k (top end of my budget). I went to their open house and the selling agent said we were the only ones who showed up.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.