I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Which of the Big 4 is best for a new MPH grad looking for their first time role healthcare related, esp project management focused? (Assume east coast)

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Has anybody invested in Yamuna gaur city or planning to do so?

Whats the max of monthly rent has anybody shown for HRA deduction 😅

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

Anyone looking at airline stocks or ETF play?

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

So BDO doesn’t match 401K until 1 year of service..?

Question to freelancers: why?
What are the benefits and the odds of being a freelancer and how did you make that choice?

Have you ever regretted your choice?

Hi,

Any reviews for Swiss Re as a company? I'm close to getting an offer and want to particularly know about the following:
1. Non-monetary benefits (life, accident and medical insurance details, any other benefits)
2. Paid time off (leave) policy
3. General culture (including WFH support)
4. Work life balance
5. Typical increment and bonus levels (VP level preferably)

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Has anyone been looking for/bought a house in the last couple years?

What kind of down payment / interest rate did you find?

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

I want to start an NFT community that I have yet to come across - specifically thinking women with careers who are also into crypto and appreciate design / art drawing inspiration from Ashley Longshore and similar artists. Ideally to at least in part raise funds to support abortion rights, women’s education rights, or the like. Anyone here that would want to collaborate?

Hi,

I am about to join Amazon team in del18 -B&M Sites suppose in case if I don't like the work can I request them to change my role to some other department in 1-2 months also any insights about this role?

Hi friends. Does anyone by chance have demographic info for Animal Crossing? Or a contact at Nintendo?

Thank you!!

Is there anyone who has worked with AWS .Net SDK? Need some help.

Can one become financially stable after being discharged from the military?

I am membership director for a medical based fitness facility on the west side. We offer corporate partnerships. I would love to network with companies in Indianapolis!

I have also got an offer from Axtria.
They are giving me 8 lpa as ctc and 50k joining bonus and a promised 2 lpa retention bonus after one year.
If anyone at axtria can help what's the work life balance is like there and is it a good organization to join or not.
I am changing my field to Data analyst in Axtria.
Also, how long is the training period and is there any chance of permanent wfh ?

Anybody know any good directors based in Iceland? Cheaper to shoot there ?

Hi folks!

I have been selected for senior engineer role at nagarro. I was hired for Full stack role (MEAN Stack). My joining is next month - Nov. I have no friends here and I don't know how is the culture and WLB at Nagarro. Please help me out. Also I have been reading many -ve comments regarding bench and firing. Is it true? Should I still look out for better ?

In short - I am very confused and nervous.

Does Deloitte negotiate on salary for undergrad Federal BTA?

As my title indicates, I'm both a product and a privacy counsel at my tech co. The product is consumer-facing and deals w/ privacy issues, so lots of overlap. I'm relatively junior, and currently am in the position of being able to commit to one path or the other. Anyone been here before and have thoughts on career progression for the two tracks?

My work priorities, in order: WLB; predictability; $$$; interesting work

Hi, is it normal to fill senior level post in a project with a staff level in GDS?

Is 30k bump in pay worth the move from a large bank to a series D start up?

Do you think crime in Nashville is worse than in other cities? I don't frankly, not sure where all the "this town is going to pot" people are getting their information. I love living here and have never had any problems.

Anybody here (or your spouse) on an L2 EAD and not received the renewal before your current one expires? What did you / your employer do?

Anyone working @ Friends Aware, Inc in Cumberland Md?

Any recommendations on a good water softener system (4 people)?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Thinking about using my VA loan in a few years. Any advice?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What is the most difficult part of buying a home for the first time?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?