Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Thoughts on the new Chase Freedom Flex?

Thoughts on buying nft from meka? Good flipping opportunity in the future?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

AOC and Sanders both oppose lifting the salt cap? People in their states- new York and vermont (and generally other states with high state tax) do you agree?

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Newbie to investing. What are good online courses / books to get smart on investing?

How much do you spend on rent in Los Angeles? What do you get for the price, i.e. location, amenities, sq ft?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Will IBM let me join with resignation acceptance letter from current company. As experience and reliving letter will take 45 days . Please advise

Hi everyone,

Can someone provide a referral for a developer position in SAP for job id: 349247.
Thanks!

Going to join CitiusTech. What we can expect in welcome kit???

Steel Case vs Herman Miller

Is Herman Miller the undeniable winner in the office chair market or is Steel Case a contender for first?

Has anyone one been in the interracial relationship(s)? How was your experience?

Finance jobs that aren’t a call center. Current licenses SIE-6-63 and I just need to know my options.

At what age did you stop comparing yourself to others and became comfortable with your own path? I can’t stop comparing myself to others who come from more wealth, have more wealth, and are better looking than me. Also have a history of self loathing which doesn’t help.

Leaving the US after 3 tries of H1B lottery. I’m on OPT STEM, what should I NOT forget before I leave the country? Thanks!!

I got offer of 148+ ,10k bonus from deloitte on sc role.I am currently on h1b.. currently on 102k and there will be increase in salary for us this year and some bonus.. I was not actively looking but now confused should I join.. looking work culture etc. Need suggestions.. thanks

Anybody who temporarily relocated to Canada to renew their visa? How long did you have to wait there before coming back?

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization

Need some advice. Recently joined my dream job, but the director I work for demonstrates toxic behavior. I have been only few months in this role and it would not look good if I start looking again. Leadership is aware, but they can’t do much because of some internal politics. I am 100% staffed on her projects and it becomes overwhelming mentally. These are multi-year SOWs and large clients. Would you try to make it work or start applying somewhere else?

Small Firm Question:
Working PA for the first time this year. Doing a lot of returns right now.

History of my firm: small (7 employees, two interns), was a single CPA show for 20 years. Cont.

Work at PwC in Risk Assurance, looking at Deloitte in NYC. Hard to compare cross-market and in different companies, but what’s the salary band for D C/SC in NYC?

My probation has been increased by 3 months. Honestly, idk the reason because I have worked so well in these months. Like seriously 🙄 Are there chances of firing after those 3 months?

Hi 🐟,
My team is growing (Human Capital M&A space)...
- senior director level M&A lead role, responsible for people related M&A considerations from due diligence through integration
- Sr. Mgr level People and Culture team member focused on leadership, org readiness, and EE experience for acquired entities
- Analyst for our HC M&A team supporting a variety of activities across the M&A life cycle.
DM me if interested. Great oppty to join a growing team in a highly acquisitive organization.

How many annual leaves can be encashed while resigning?

I have 31.5 leave balance showing in exit tool but no info on encashment.

If you’re at B4, would you get any serious consideration at M7s if you tried to matriculate right when you hit the 3 year mark (apply at 2)? I hear that a lot of MBB people do this but the standard timeline for B4 seems to be to matriculate at 4 YOE.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Any recommendations for buying agents in Massachusetts?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Thinking about using my VA loan in a few years. Any advice?

I'd like to buy, but the market is absolutely atrocious currently

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!