In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Anyone invest PREIPO via DPO?

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
(1) lease vs. buy. Thoughts?
(2) is the $10K investment in FSD even worth it? I think no.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Hey Guys,

What is reasonable or competative salary for family person in Singapore cost of living onwards.
Is 9k a good salary after tax for 4 members. It can be considered that school cost would be 2.5k, and house 2.5k. will the overall cost for month can come under 7.5 k ? It realistic or just illusion ?

Taking a sentiment of where you think bitcoin will go from here. Like the option that you agree with in the responses

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Real Talk: it’s time to sell our $TSLA right? No way this is sustainable...?

Preparing for an MBA towards Fall 2022 or 2023. How much roughly did you have in your savings/assets when you decided to apply for one? Not from finance/tech/consulting, so hard to gauge

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Taking a personal loan of 20k or more will it affect perm (GC) process?

Decided to payoff my mortgage.

Just tríes a Watch on - found it ~50% on chrono24 from Hong Kong seller 600 reviews 97% positive - never bought from them and its an interesting chunk of change- would you do it?

Just mine that is red?

Hope everyone in Victoria is coping during these times.

Hi Fishes,

I need likes to enable the DM. Could you please hit a like ?

Thanks 😊.

Does coforge renegotiate if we show counter offer as earlier they offered very low. ? Remaining joining time is 20 days

Hows the appraisal number in coforge for this year ?? Nd also how much variable did you guys received ??

R system - 28 lpa Landis - 24 lpa Coforge - 24 lpa Which one to join? Genpact Tata Consultancy Coforge Landis Rsystems

I miss Delta. Anyone racking up the MQMs?

Anyone got salary today??

Century city > Downtown

Dialysis nurse (chronic) here for 12 years. Trying to apply to a different company to get a raise. Living in Sarasota, fl. What should be a reasonable pay?

Does anyone know the salary/TC ranges for data scientists at C3.ai? I have an offer likely coming in this week for a senior data scientist in Washington DC and was curious about what to expect at this stage. Thanks in advance for the help!

Does ZS revoke offer letter? I referred a friend, they got a generous offer as a SDE. But the HR is not responding since past 4 days to any call or email and the joining date is close.

Would really appreciate any suggestions.

TIA

I have an offer from JIO and BottomLine.
Which one is better and recommend to join.

Can anyone suggest on it?

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Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is buying fancy condos with high HOA(>$1k) worth it?

How much is 2k a month for a house payment? What size loan would I be able to get?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

What is the most difficult part of buying a home for the first time?

Any recommendations for buying agents in Massachusetts?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

I'd like to buy, but the market is absolutely atrocious currently

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?