In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Thoughts on TWTR earnings? Picked up some weekly calls when it bottomed out on the Trump news. Typically don’t like to hold thru earnings, but it has 🚀 up.

I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?

How do you determine which contract to sell when you have multiple contracts of the same stock? For example i have multiple contracts with various strikes and expiration dates on FB and wanted to take some profits and cut losses on some. Some I bought a few weeks ago so they were more expensive then some of others. I was just wondering if there is a strategy on which to sell or is it all based on expiration date or is it some combo of expiration date and premium paid.

I live in Toronto. My home is under renovation and my neighbor is telling me that it’s impacting their house sale value. It seems they want to sell and 3-4 realtors told them that their home will sell for 300k less due to our construction. I find this hard to believe but seeking an opinion here.

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

Opinions on Michael Lewis? I love his books, but don't know how much they reflect the reality of the banking/financial system

Own ~14LTC and bought almost ATH. Would it be worth selling a portion now and picking up something else to diversify? Thinking Ether 🤔

I finally need a taxable brokerage (for more than the beer money I have in Robinhood anyway), and overwhelmed by the options. Will be 95% index funds, 5% continuing to dick around in individual stocks/etfs. Already have IRAs at vanguard. "Real" money in vanguard, fun money in robinhood? Quit adding to RH and focus on V? Something else entirely?

Recently lost two bids on single family homes in Nashville. One was at 650k and I put 680k. The other one was 540k and I put 580k. Anyone navigated this market recently? What is a good premium in terms of % over asking?

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Does anyone know good case law or secondary sources discussing the merger of estates and the liabilities of subtenants after the merger?

Is there a downside to opening the airline branded cards to get 50k+ miles with first year fee waved then canceling after? I wondered if my credit score would take a hit or some other downside.

Hi All,
Really need some input. We have our new construction done by April 2023. Builder is giving us 28,000 credits which can be used towards closing cost and buy lock rate for 6 months from now and giving us the interest rate for 6.75% for 30 years from US bank. But I also spoke to credit union they give us 5 ARM for 5.5% but can lock rate in feb 2023. So should go with the US bank with 6.75% plus incentives or wait till feb 2023 and thn lock rates(us bank doesn’t give us ARM rates).

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

With all the talks about GME, AMC, NOK, a smart investor gets out before the music stops. If Chamath was on our side he would have exercised his options and held the stock and not sold the next day. He is not one of us, he is just anti-WallStreet. Do not put money you cannot afford to lose and no margins.

Considering buying a triplex in the Bay Area. To be competitive I’d need to be able to close quickly. Any insight on bridge/private/hard money options? Just want to be sure I can refinance to a conventional loan after closing.

I have 50k worth of stock in a diversified portfolio with my bank ( beginner here, med-high risk) Ive seen my stocks plunge like everyone else past few months but wondering if I should keep it all? Any of you pulled out some $$ out of their portfolio after Ukraine war?

First off - I am extremely new to this type of professional networking and it seems to me that more than 85% of the posts are about compensation, career etc…. So, give me a shout out if your are 27 years old have a NW of 40K or less and approx 175k TC or less. Just trying to see if I can find folks sailing in the same boat to explore more career options. My wife makes about 200 ish. Life is ok but feels like I’m starting out a little late ( thank you student loans).

Looking to make an internal jump in PwC from DAT. Has anyone done this? If so, where did you transfer to?

Totally not ready for the Monday dramatic games aka “work” why can’t we start on Tuesday and skip all the chitchat awkwardness trying to make sure no one offended? Am I alone?

Physician assistants in Chicago area/surrounding suburbs. What specialty are you in and what is your salary ($/hr)?

Has anyone in here used bright edge as a vendor and what was your experience?

Any daycare recommendations in Arlington or Falls Church for infant? Currently on waitlists for several Bright Horizons but would love to hear experiences of other places! (Good or bad.)

I was just asked to relocate to a different city. The move will come with a raise and promotion, but I'm conflicted. I enjoy where I live right now and I like being close to my family. Would love some advice.

I’ve been searching for an HR Manager or Senior Generalist Position for months. I check all the boxes on experience and SHRM cert but no degree. I can’t get past the ATS. If I do get contacted the degree is the deal breaker. Any company referrals or recommendations? In San Antonio are a or remote would be most ideal.

Branch managers SouthernCarlson. Check in

Is anyone employed at AIG or has gone through their interview process and can provide some insight? I just applied for the early career - strategy & ESG analyst this weekend, and I am wondering what to expect. I just received my MBA this month, and I have a certificate in data analytics as well. No prior relevant experience though.

Any more brand logo yet to become a rainbow? DM me now. FOC. Done in an 1hr.

Do any other women (or men) constantly experience people assuming you’re an assistant ? It seems like being a young female people assume you must be the advisor's assistant. How to do handle this?

I'm struggling. My 2nd graders have so many behavior issues. My heart hurts for them. I don't know how to help them. They have no clue how to navigate a traditional classroom.

So I transferred my Stocks from RH to Fidelity last year. Would I need tax forms from both? Or would fidelity include all my transaction history?

Happy new year 🎇

Anyone here get a onewheel to keep the pow vibe alive for the summer?

Virtusa reduced 2.2k from salary for food coupon. Any idea how we can get those ?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Guys I am planning for a business to set up in my spare room(Completely new home). Please suggest some ideas like renting a room, converting room to photo studio or so on. FYI I can’t do airbnb in Anaheim California as doesn’t allow short term rentals due to competition for hotels.

Any good recommendations on home (single family, 2-storeyed) security camera systems?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Recently divorced. Never really done any buying of anything non-apparel without my ex-husband's "help." Now I need to find someone to help me through the process so I need to get a realtor. I'm terrified these people will rip me off or try to screw me because I'm new to this. What should I ask a realtor to really vet them well before hiring? How do I know they're legit? Should I ask for referrals/reviews?

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

My first time buying a home and my fiancé second. Last time he was able to sit down with the loan officer and review any questions he had about the documents because there is a lot of language in there that isn't used by average people. Our current loan officer from the same bank branch wants to do everything electronically, and it's a battle just to get our answers. We're willing to lose the loan before signing on to a debt of $350 without knowing all of what we're signing on to.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

I recently got a new job starts on 8/29 and it will increase our monthly pre tax pay to 250k for me and my husband. Will we be able to get approved for a 1M home?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Any recommendations on a good water softener system (4 people)?

Thinking about buying a home with my fiancé . We’re not married yet and would like to purchase a home first. What resources can I look at to learn more about purchasing/financing a home with someone else? Also have no idea where to even start, would also appreciate if anyone has any resources for a total new like me!

Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversation (it’s all he said / she said realtor to realtor) makes everything feel shady and that I can’t trust I’m getting the truth from the realtors. Is this just something we’ve to accept about the process? There’s no transparency and it feels like we are fed lies!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right next door that is much better for $380k (top end of my budget). I went to their open house and the selling agent said we were the only ones who showed up.