List your % downpayment for your first home

EY Fish, coming over from PwC. Does the Roth 401k have ability for in-service withdrawals (eg. mega backdoor Roth)?

Isn’t ARKK a self fulfilling prophecy? Billions of new investments made into ARKK every month - hence millions of stock being purchased in relatively small companies that otherwise wouldn’t have seen so much demand (higher demand inc price). Am I understanding this wrong?

Looking to move out in about 1-1.5 years.. any thoughts on where to park a large sum of cash for the time being? I feel like just having it sit in regular savings is a waste, but putting it anywhere even if it’s not known for being risky still rubs me the wrong way! 1st time home buyer, thanks!l!

How would you sell ETFs in retirement since there is no average cost option for etfs?

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

What is the *prime* amount of money to bring you happiness?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Shifted more options profits into 250 NOK shares

How t save tax for 9 lpa salary. Can anybody help me out.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

How would you spend $60K-$70K? M2C, M3 ZCP, M3 CS, M4 ZCP, another car or 1.2 BTC?

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

What should be the expected package of C2 BAND manager at Capgemini at an experience of 12.5 years?

Hi. I am interviewing for a manager role at EY in FSO Advisory NYC office. Can anyone give me an idea about the compensation structure at the EY?
I have 10-years of industry experience.

My husband just received a job offer on an opportunity he is really excited about. It would be great for his career and they are giving the 15% jump in base he asked for, however they won’t share what the target bonus amount would be. It’s an executive director position, so I would assume it’s a decent target bonus, but without that in writing it could honestly be a gift basket at the end of the year. Is it a red flag for them to not share this? His total comp could be less at this new job…

Anyone aware of any non competes or non solicitation agreements that we need to abide by post exit. ? Senior manager in business consulting here.

Anyone else hearing from multiple WOC who had their Times Up RSVPs cancelled after the fact?

Best restaurant in Manhattan for parents to meet boyfriend? Mainly looking for somewhere quiet and spacious (so we aren’t sitting on top of the people next to us). Can be a nice place, just nothing crazy $$$$

When salary will get credited in globant. Is it last working day of month?

If I wanna leave the firm in December.. when do I have to tell to my audit teams? I have to be utilized well enough to get my 30 month experience till december.

Anyone witness slackers who got into companies you have no idea how? Had a coworker who does jack chit at work besides chatting on Facebook yet lands at a faang company? I guess if he brings the same work ethic he will be spit out for sure. Or maybe he just had no interest in doing project work.

Are there any casualties of the Coram/Optum infusion layoffs in the bowl? How is your job search going?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Mindtree is hiring for the java full stack developer position for Chennai location for 4 + years experience if anyone interested share your resume to my mail id satrupapanda1@gmail.com.will refer you for the same.

Hello Everyone,
I am actively looking for job change but not getting any relevant opportunities from various job search sites.If there is any open position for data/business analyst at your organization then please help me with referral.
I am currently having 1.3 years of experience as a Data analyst.

Thanks.

Senior Manager Retail at Apple anyone?
Wondering what a SM would do in retail, by exiting from consulting.
Got interview next week.

I had the first round with a consulting firm and it takes them more than a month to arrange the final round and the recruiter is not being responsive. Is that normal?

Do optum hold last month salary on resignation.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

What is the most difficult part of buying a home for the first time?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?