Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Any ideas of how to refinance home loans taken from India for a lower rate. Paying almost 9% for a house I got my parents.

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

Anyone looking at airline stocks or ETF play?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

Taking a personal loan of 20k or more will it affect perm (GC) process?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Did anyone else get a ridiculous rent increase this year?

Any recommendations for buying agents in Massachusetts?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Can I get EI while I wait to start my new job?

Well, I believe that being an adult with ADHD and being a Tax Lawyer is not the best combination - currently, I feel exhausted

Is it routine for Google to always ask for references after final round?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

How much of the wkp from a predecessor auditor can you get access to? Also, do they just let you look at it or will they give you access to it for a specific length of time to look over it

So uhhh anyone need a house sitter the week before memorials day weekend? Wanted to visit the city and go to the office a few days but my friend who I usually crash with is out of town

I am working on a project to built OKR and KPI software for performance prediction. The tool that helps companies track KPIs and predicts business performance using these KPIs. This does two things for the business 1) creates visibility around performance individuals, departments and business as a whole and 2) enables businesses to predict outcomes for the next month, quarter etc.

I am interested in is knowing, a) if companies track KPIs and how do they do it b) (to be continued in comment)

Does TCS employees get any special discount in Croma stores?

Ways to delay / negotiate start date at a new job?

RC or MC? I‘m a new hire as a risk consultant (associate) and I originally applied for management consulting, but in the middle of the int process (2nd interview) they asked me if I would mind /cont.

Hi, looking for opportunities in analytics domain.
Skill sets: Alteryx, Tableau and SQL
YOE 3yrs

Can anyone refer my wife to big4 or tech? She has 7 years of experience with quality assurance and automation. She has masters from KSU with 3.88 GPA in information technology with a specialization in data analytics. We are in Atlanta GA and not looking for a travel role at the moment. Please IM me if you have any openings. Thank you !

I recently joined TW some months back and I dont know why I think have made a wrong choice for myself. I am feeling like I am lost. I am not able to fit in in this high expectations environment. I am used to working in a place where we always worked by taking help from others and here it is sort of assumed that we would be knowing everything right from day 1. Also there is no pairing in my project. Any suggestions on what should be done would be welcome.

Why do clients always think I should be able to double their ROI right away... it takes time folks, and putting extra pressure on the marketing team does not make us faster

Hi Fishes,

Anyone from Optum Gurgaon up for a quick meet tomorrow in office. I have joined last week, will be visiting office for 1st time. And my team is Hyd/US based. So, DM if in.

Facebook reached out to me & I have an interview scheduled. Can anyone give me any tips/what to expect if they were to hire me?

What basic skills/capabilities/knowledge/tools expected of your professional level do you feel embarrassed to not yet have mastered or possess?

Any idea what compensation would look like for an experienced professional (5 years med device product development) at a boutique firm like clearview?
Undergrad and masters in engineers from Ivy, not sure if that makes a difference

Any recommendations for buying agents in Massachusetts?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Thinking about using my VA loan in a few years. Any advice?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

How much is 2k a month for a house payment? What size loan would I be able to get?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

I'd like to buy, but the market is absolutely atrocious currently

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615