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I read a good Samaritan article over Christmas about a local org that was buying up medical debt and then forgiving it for the holidays.

Should there be a way for individuals / charities to buy up chea… more

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How far into your career were you when you started to feel like you could put more into your student loan payment than required?

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Celebrating a small win: although still very negative, my net worth has gone up over 16% this year!

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Would you say that an individual with student loans has a lower than average credit score?

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I enjoy Christmas because I enjoy spending money on others, and can never bring myself to spend money on myself!

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You know when the post-Christmas glow wears off and you're just staring at your bank account wondering what will happen to you and if you'll ever retire? Yeah.

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Who else is back to work already today?

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likesmart

Last week of what has felt like a very tough economic year. Here’s hoping for a better 2024!

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Dear Fishbowl Community,

I trust this message finds you well. I am currently navigating credit score challenges following seven consecutive late loan payments from April to October 2022. Despite my efforts with on-time payments since then, regrettably, my score remains persistently low.

I humbly seek your valuable experiences and any advice you may have on improving my credit score under these circumstances.

Thank you and wish you all lovely holidays🎄

Post Photo
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My niece apparently did not find the Apple watch to be a good enough gift and has asked me if I would gift her with a check to help her with her college debt, because I guess she thinks I'm a bott… more

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Hope everyone has an awesome Christmas to those who celebrate!

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Tsk tsk...

I'm on SAVE with (I thought) automatic renewal without having a form to fill out annually, yet Mohela just sent me a reminder that I'm due to recertify?

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Hoping Santa brings me a big stack of cash this year 💰🎅🏻😂

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Some lighthearted fun... Tell me a joke.

What's a student loan's favorite movie?

"The Neverending Story" – much like the loan payments!

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What is your biggest accomplishment of 2023?

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Happy last day of work before a bit of a break! :)

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Should I refinance my loans right now living on hope that my situation will change in a few years and I can throw in more at that time?

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How long did it take you to save for a down payment on your first home?

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Does anyone have any book recommendations that have helped with your financial literacy?  

 

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What steps can a college student take while still in school to better prepare for student loan repayment after graduation?

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"If you make all remaining payments on time according to this schedule, we estimate that your loans will be paid off in 7/2036."

I'll be 62. *sigh* 😔

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Everyone share their top financial goal for 2024 to get each other motivated

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Student loan forgiveness isn't one of them, but what's a good thing happening in the US right now that people aren't aware of?

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Does anyone have or know of an employer-sponsored education assistance program?

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Should I make a lump sum payment toward (A) my loan with the highest interest rate (mid 7s), huge balance, and only a little bit of interest accrued, or (B) my loan with a high interest rate (mid 6s),… more

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Two weeks left in 2023! Start making those savings goals for 2024 :)

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40% of student loan borrowers missed payments in October. They are predicting higher delinquency rates than pre-pandemic. The Ed Dept is not reporting to credit bureaus until end of next Sept.

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Here's a weekend rabbithole...

Google "5 ChatGPT prompts to (name your subject)". Then take 15 to actually go input them and see where the thought experiment takes you.

Unfortunately, it's no magic pill f… more

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What's the best advice about College Savings / 529 plans? I've heard good - tax advantaged savings - and bad - penalties / overly accounted to make it seem you have more money to contribute to your kids … more

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Anyone work a fully remote job and have moved to a lower cost of living city with a HCOL salary?

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Am I stupid for hoping the government might help us out with student loan repayment or should I just pay everything off now? This month I finally saved enough to pay off my $71,406 student loan debt. … more

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All I want for Christmas is for my student loans to be paid off. Too much to ask?

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Our do nothing Congress can't accomplish anything, student loans or otherwise. It will close its session later this week and appears poised to have passed just 22 bills this year. That's the… more

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