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I'm in the same boat :( sorry to hear that!
At least I'm not alone 🙂
The Lannister's House Words are "We Always Pay Our Debts." My House Words are "We Always Pay the Minimum Amount Due." I find joy in thinking how disappointed they will be when a big old meteor crashes into this planet I still owe most of my original principal.
Pay more whenever you can! You'll be surprised how quickly that number can come down.
Sounds like you chose 30 year repayment plan or income based?
The interest rate is great. 3.125%