My niece apparently did not find the Apple watch to be a good enough gift and has asked me if I would gift her with a check to help her with her college debt, because I guess she thinks I'm a bottomless well of money because I work in finance, and seems to not think about the fact that I might have loans as well. My sister seems to feel that this was a completely reasonable request and I'm like ok fine, do I give $500, $1500, what is the least I can offer and not look like Scrooge?

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Are you kidding?! I'd tell her to sell the Apple Watch if she's that hard up

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Agreed. Lots of people can’t afford to give an Apple Watch and regardless of your financial status, it’s considered polite to thank someone for a gift—not poo poo it or ask for more.

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An Apple Watch is more than enough, your niece is being greedy, put your foot down or she will always be asking for more.

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She’s lucky to have an uncle/aunt who’d even reconsider after her ungrateful attitude. Her parents need to work with her on gratitude. I’d say give whatever you can afford. But, also work with her parents to cultivate more gratuitous character b/c that’s crazy that she feels this entitled to someone else’s money.

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Return the watch and give her that money, period. She’s not entitled to any gift and should be grateful.

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As a person who went to med school and did not end up going that route, I have about had a million in student debt. I would never ask anyone for help to pay off my debt. If she went to school, I presume she has a job? If she doesn't or if the payments are too high, she needs to honestly take some personal responsibility and do what I have to do--call the companies and have them work on a budget with me. Please for the love don't give in. The education will have been for naught as part of it is dealing with the consequences of "adulting." I will say that schools do not do a good job with explaining debt and that they charge far too much, and it feels like you can never get yourself freed from it...but I'm learning a lot as I go through this, and that is valuable. Debt hurts. Yet it teaches responsibility. Better to set boundaries for her now while she is young and have her feel the sting of the effects when she has more time to figure out the consequences. Financial responsibility is a lesson I wish I'd learned 20 years ago when I took out those loans. Do her a favor...I promise it is a favor...say NO.

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Yep!

She’s being sooo greedy and ungrateful. She’s taking advantage. I agree with the other comments, return the watch and give her that money lol… then give her coal next year 🤣

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Why can’t she pay her own college debt? Maybe you can help her get a job instead.

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She can sell the watch. Give nothing more. And next year, either just give cash or give nothing. And personally, I'd go with nothing.

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Agreed…

Tell her it’s not in the budget

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Entitlement runs deep these days.

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I’d have her sell the watch and she can use that money for whatever she wants.

$50 so she will understand the consequences of ungratefulness.

5 cents.

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Is it that she doesn’t want the watch IR that she recognizes she needs to pay down her debt more than she needs an Apple Watch. The fact that she wants to pay down debt sounds responsible to me. Closed mouths don’t get fed. Return the watch and put it towards her debt. The watch will depreciate in value. The debt grows interest. She’s seeing the bigger picture.

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