Would you say that an individual with student loans has a lower than average credit score?

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Based off all factors, this usually helps if everything is paid on time

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Case study: My credit score is consistently 800+. I have been paying extensive student loans on time for 17 years.

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That's awesome. I guess it's a small positive!

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Or does it actually help most?

Most likely, especially one that has not yet started paying back their payments and thinks they are entitled to a bailout from Uncle Sam lol Most people worked hard to payback their loans and these are the responsible people who see the un-justness of such an action, when someone else has to bail them out.

I’ve been paying for 12 years, score has been slightly below or above 800 after always paying on time + other credit strategies. When I recently consolidated my student loans, my score went up 12 points to 817.

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Don’t mind me here as an international student just sitting here with my bucket of popcorn watching you all bicker about student loan forgiveness

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Additional Posts in Student Loans

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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If you could go back in time what would you tell yourself before taking out student loans?

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Does having student loans impact your ability to get a mortgage?

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SOFI or who else?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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