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- Pay off my 0% credit cards because it’ll make me feel better
-Buy my second home for rent
- invest in more jewelry and ensure it’s appraised and applied to my home insurance because I tend to lose things
1) Save 6 months of expenses for emergency fund by Q2 by getting a six figure hybrid job and finding an apartment that offers two months rent free.
2) Complete PSLF requirements.
3) Max out 401K and HSA.
4) Restart investing with a diversified portfolio
5) Leverage my credit score to start a profitable side business.
Pay off my student loan debt ($8352)
You are sooo close!
I'll go first: mine is to buy a house with my partner!
Depends on your state. Some have a higher income limit. And, some don’t even require it to be your first home. But, they’re state by state.
Buy my first investment property.
My primary financial goal in 2024, by mid-year or sooner is to reduce principal debt before interest. This will allow me to save more towards long- and short-term investments, as well as reduce cyclical expenses.
This is a good goal! I try to do this with my debts as well.
Pay my wife’s school WHILE SHE IS IN IT!
Love this!
Get an apartment
Nice! Rent or buy?
Getting a better paying job.
Have you started to apply elsewhere?
The goal is to move and we are looking to at least get a townhouse but a house would be nice.
pay off my credit card Debt !
How much! You got this
1. Pay at least 12k towards my student loans
2. Save at least 10k towards a car so I can leave NYC one day 😂
SMART, aggressive, and excited to crush it in 2024
Aggressive and I love it!
Continue to max out 401k, Roth IRA, HSA, and start to contribute at least 1k to a brokerage each month, pay an extra 1k a month to my mortgage, and build a fund for larger expenses like buying a new car, travel, or other larger expenses.
Big goals! Crushing it
Earn at least as much as a solo practitioner as I did with my steady income at my former position as staff attorney. I’d love to make more but at least that justifies the leap.
You got this!
Substantially chunk down or pay off my only 2 depreciating assets (2023 Expedition Max and 2022 RV). 105k remaining on them so with daycare reducing to pnly 1 kid after May - thags a free $2000/month on top of my plan to throw at it.
Max out HSA. Max out 401(k). Pay down law school loans (80%). Invest half my salary in ETFs. Invest 30% of my bonus in ETFs. Continue to stay out of credit card debt.
Not to get laid off