Here's a brief look at the economy thus far with the repayment restart.

https://www.usatoday.com/story/money/2023/12/26/student-loan-payments-economy/71980484007/

Where do you think we're headed in 2024?

Safest wallets / exchanges for buying VET and safe moon? 😭

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

How is everyone spending their bonus? I’m saving 3/4 but want to splurge on a watch. What’s everyone else thinking?

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

How do you ask for points?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Has PwC paid out this month's expenses yet? Amex isn't pleased..

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Can anyone please explain about the superannuation program at IC and how do we get that amount at the time of leaving the organisation? How much interest or return does it give?

Hi Fishes,
I have offers from Vistusa - 16.5Lpa, Exl - 17 lpa, Zensar - 17.5 Fixed with 4 yoe. Which one would be best to join in terms of wlb, work culture and hikes. Thanks in advance for the suggestions.

What are the true strengths of EY-Parthenon in Europe? I know they have the usual matrix of practices (topic vs industry), I’m more looking for those areas where they have a real edge?

What sort of decisions you make as an executive after analyzing P&L statement?

If you work at a FAANG company, have you experienced workplace discrimination?

I think I’m about to get my first experience of getting in trouble with a partner for work that I actually already sent for review and followed up on multiple times (and brought up during calls). Stay tuned… 😑

Tips for managing an overstepping translator? Behaviors include insisting to file prematurely and answering on behalf of the client without asking the question to the client.

What gift did you get your spouse on your wedding day?

I need to do a case prep. Let me know if anyone is available today or tomorrow? Based on ET

What books have the best Mckinsey style cases?
Currently using Hacking the case interview and the case interview:20 days to ace the case. TIA!!!

Hi all! Can anyone share recordings of successful McK PEI stories?

Sometimes when I make a mistake at work I feel like I am not good enough for the job while other times I take it as “let’s do better next time.” Would love to find a balance between the two feelings.

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

Samsung Galaxy Note 9 or iPhone X/XS? Like the S Pen for writing but would also like to be able to send texts from iPad without keeping the phone on (I.e. iMessage). Currently have an iPhone

Hi everyone!

I recently just finished my interview with Accenture and is looking very promising. We have yet discuss salary, I would like to know other people's salary who work in the Industry X so that I'm not getting low-balled. I currently work at HDR inc. making 69K (Salary).

2 YOE., Mechanical Engineer

The position is "Analyst - Industry X Development Program" in Detroit, Michigan.

Is there any vacancy as a Frontend React UI developer?
4 YOE @capgemini

Hi everyone- I am looking for SDE role and would appreciate your support. Thank you in advance for any connections, advice, or opportunities you can offer

Technical Skills : .NET Core, Angular, SQL Server, ETL processing
Cloud Skill : Azure PaaS and serverless services, Cloud Cost
management, Cloud Automation and Data Management, FinOps.
IAC Tool : Azure ARM, Bicep, PowerShell
LWD : 29th Dec

Happy to refer for Deloitte US roles. DM me.

What should I expect during my call with Deloitte’s recruitment advisor? I received a verbal offer last week, and a meeting invite this week with the advisor. Is this typically where salary and signing bonus are negotiated? If so, can anyone share insights into the typical base range for experienced hires going into Consultant positions (2yrs experience w/ undergrad)?

Hi Guys,

Can I get some refferal for Cloud Automation fields : VCenter, Powershell, Azure...
Application Development : .net , C#, javascript, html, css...

Currently I am on notice period. With total experience of 3 years 10 months.

Also please give some idea of what CTC should I expect....

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you could go back in time what would you tell yourself before taking out student loans?

SOFI or who else?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?