What steps can a college student take while still in school to better prepare for student loan repayment after graduation?

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

Are any of the big IPOs this year even worth considering? Lyft hit the market at $82 or something and at $55 right now, even getting to $47 during the China tariff. Pinterest is down 15% premkt

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

What is a good credit card to get for travel?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Does anyone feel like these cryptos and short term real time pump and jump investments come at emotional and psychological cost? Money looks too easy and it gets frustrating when you just sold something that has been stagnant for days and the moment you sell it just skyrockets etc. just curious

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Marcus HYSA rate cut down to 2.0% :(

Does it make sense to max out my 401k if I want to retire by 40-45?

What do you guys think would classify as a good savings amount by the age of 30?

startup Gig Alert: I am looking for a brand designer to join our startup team at Lifelines (truly a startup and we’re not in stores yet). We’re a product company set for revolutionizing how people approach sensorial wellness and I’m looking for someone with holistic experience in branding / art direction with a clear, bold visual style. Around 5 years of experience preferred. But work and personality trump years in experience. Always remote+unlimited PTO. Send me books / portfolios.

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

How is the trend of Data Analyst jobs in healthcare industry?

Not only did OC show up to mediation with zero intent to settle, ending the mediation before it even started, but they also ate our lunch (two lunches each)! This to me summaries my feelings toward mediation, and why I’m generally avoiding it moving forward.

Would you consider hello fresh as a tech company? Trying to break into tech and wondering if a position at hello fresh can get me there if it’s more of a product role?

Any advice for presenting somebody else’s work? I’ve been stretched thin on different projects but have to present in place of some of on vacation with little time to prepare.

What's Your Take?:

Asking creatives to work on a project with lots of award potential but minimal budget/billable time allocations. So the majority of the work would be done on personal time.

Anyone up for practicing case coming weekend?

I need to do a case prep. Let me know if anyone is available today or tomorrow? Based on ET

Any IPS Advisory folks out here ?

Is Accenture sponsors MBA Programs like ISB,IIM,etc

Do you think video games are a waste of time? I think that not, but curious what others’ views are.

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Which Canadian Banks or IT companies pay high(100k plus) for a mid level software developer with 4 years of experience in spring boot and angular?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Does having student loans impact your ability to get a mortgage?

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?