Will resuming student loans cause the economy to crash even more? Or cause more people to be on the edge of the poverty line? I just don't understand how they can constitutionally resume them.
Am I better off investing or saving? I have over 100k in student loans and need a way to pay them off as quickly as possible. I'm an associate but I think I'm going to lose my job, and I want … more
In what year will you fully pay off your student loans? I'm scheduled to pay mine off in 2033 if everything goes well. Ideally as my salary goes up that timeline will shrink, but in this economy w… more
Among the vast list of issues with the federal student loan program, my current complaint is that my interest rate is the highest of all of my debt and I can’t do anything about it.
Federal Student Loan: 5.38%
Private Student… more
Just read that some folks think if you get your student loans forgiven you should have to give up your degree. Just shows the mentality in this country, in the eyes of the govt you "buy" you… more
What do you guys think of the pay-as-you-earn program? Looks like it's the plan B so if (when) student loan forgiveness gets rejected they still have something. This tiktok says it's already i… more
I'm considering dropping out of college. My parents pressured me to go in the first place but aren't paying for it and are urging me to take out a loan to finish a degree I don't even want… more
Is it crazy that I'm considering taking a lower paying job than the one I have now because they guarantee loan forgiveness after 5 years? I would eventually also get a raise but the starting salar… more
Why is America so hypocritical? Student loan forgiveness is government overreach but the government will bail out a bank predominantly used by rich people? What do you think?
Anybody here is good at politics? What do you think is going to happen with the student loan forgiveness?
Is it better to take out a federal student loan or a private student loan? I have to decide by the summer if I'm going to take out a loan and I have no idea what I'm doing.
Does your spouse or SO help you pay off your student loans? How do you decide who pays how much? Did they offer or did you ask for help?
What are the thoughts on the future $400B tax burden of eliminating the $10k or $20k student loan debts? And for that future debt, will the program really help? With college costing up to $100k+, what are peopl… more
Can't pay off my student loans because of crazy high interest rates. Can't refinance them because of my bad credit which is caused by...you guessed it, my inability to pay the crazy high inter… more
After this week - what do you think are the chances of student loans being forgiven? I don't see how they're going to unpause them and expect them to be actually paid off given the extreme int… more
Do you think all companies/industries should offer student loan forgiveness? I just read an article saying that regardless of the industry, after 5 years of work all citizens should get their loan deb… more
Is it a good idea to get a job while in school so you can start paying off your student from the beginning? My parents are really pressuring me to get a job but I'm worried my school work will suf… more
With prices and inflation where they are and with the nation still in a "worker shortage" do you think student loan debt should stay paused or still be canceled regardless of Covid19?
Do you think the student loan forgiveness will actually happen? I feel like there are too many things stacked against it for it to pass
What jobs will pay off your student loans once you start working? The only one I know about is teachers and that's not what I want to do.
When I start my job in June after I complete my masters I will have a decent amount of private student loans. Are there any tax write offs for this? Any advice for paying it off appreciated. Thanks
Repayment options question - I’m trying to confirm if there is a repayment plan for federal@loans that will not consider your spouse’s income. I used to be on the public interest loan forgiveness plan… more
Can you hire a financial advisor at any age? My parents are both hoarders and I'm a first generation student who took out a loan. I need someone to explain to me how to keep my finances in order s… more
What's your favorite side hustle?
On a scale of 1-10, 1 being no chance it's impossible it'll never happen, and 10 being I'm so close I can taste it, how likely is it that you'll pay off your student loans in full befo… more
Has anyone had luck working with a debt manager? Is it a good thing to spend money on? I recklessly took out a loan at 23 for a degree I didn't even finish and ignored my loan payments for years. … more
What's the best personal finance advice you've ever been given? I feel like I should be using this time off from paying my loans to save money but I don't really know where to start. Has a… more
How can I lower my debt to income ratio on an 80,000 loan with almost 7% interest? I have a ten year repayment plan but with inflation/cost of living so high I can't afford to keep paying almost 1… more
Are we actually getting $10k student loan forgiveness? Like is this actually going to happen loo
This feels like a dumb question to ask my college counselor but what are the actual penalties for not paying your student loans? They just get bigger?
How much do you have left. I'm looking down the barrel at the last 50k. Sucks but still feels like an achievement.
Do you have guilt about not paying off your student loans yet? It feels like a huge burden on me and I think about it almost every day. How can I pay them off as fast as possible (70k) and how can I s… more
Just read that tax refunds are likely to be smaller this year 😭. I was really looking forward to keeping all that money to myself with loans paused. Especially with inflation as bad as it is. Do you … more
While it isn't as good as full forgiveness I don't hate this safety net idea. At least a lot of payments would be a lot cheaper, it might actually be possible to pay mine off if this worked. W… more
What's your guilty pleasure purchase? Like what's the thing you spend money you know should be going to your student loans on lol. Mine is premium subscriptions to streaming services. I know i… more