Student Loans

I recently refinanced my fed loans (through Aidvantage) through Earnest. I noticed the payoff amount that went through was 2-3k more than the amount owed. Now when I log in to Aidvantage, my account s… more

I've been wanting to wait till I turn 30 to consider getting a PhD, and as I approach my 30th, I'm actually so scared of how unsure I feel about taking up more student loans. It's definite… more

For borrowers ineligible for PSLF due to private loans or employment at non-qualifying organizations, what are the most viable paths to debt reduction, especially with IDR forgiveness timelines extend… more

What happens if i move out of USA before paying off ymy student debt

For those of you who are also just holding out in SAVE forbearance like me, are you concerned this is all going to blow up and you'll be surprised with a huge payment that you're not going to … more

How do I ensure my autopay is processed correctly each month? I drive for Uber and Lyft every day after work and on weekends, and most of what I earn goes straight to my student loan payments. I made … more

I'm trying so hard to make more money, but work won't promote me or give me opportunities to get better ... work is also the reason I don't have any time to have an extra gig that could he… more

How much student loan debt do you have? I'm now at about $32K left, but started at $250K. There was a time when it peaked and got up to about $300K before it then slowly went down over the last 1… more

All I understand is that millions of borrowers could wind up getting denied relief, but everything is still so hazy. How are you prepared or preparing for the case that PSLF eligibility rules tighten … more

Planning to stay with my parents for the next few years to try and save some money ... can't tell if it's a good move or not. If anyone here has had to do this, what are some things you would … more

Does your employer offer student loan repayment assistance as part of their benefits package? Personally, I think it would be a game-changer for me, especially since I’m still trying to balance my mon… more

What strategies have you found most effective for managing loan debt while pursuing a career in a field with limited financial rewards? I know the usual 'spend less, cancel subscriptions' stuf… more

I just wanted to share my celebration!. I had 70k in student loans with my first job out of college only making $20hr. I had to make the decision to live with my parents for the last 2 years, and my c… more

Hoping to tap into your collective wisdom! I'm dealing with a significant amount of student loan debt and was previously enrolled in the SAVE plan, where I was able to manage my payments. However,… more

My credit score dropped from 750 to 550 yesterday and I have about $20K interest accrued on my $380k loans. I feel like I'm stuck in such a big pickle. And what worries me the most is the credit s… more

Ok, I need to be able to save more every month, and I'm definitely doing something wrong because I've been living paycheck to paycheck for the last year and a half. And it doesn't help I h… more

How do you explain your student loan situation to friends or family who might not understand the financial strain it puts on you? I'm never in a place where I can enjoy extravagant brunches or … more

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I've been reading about all the PLSF changes making people move towards opting for roles in government or other qualifying sectors instead of the career paths they were initially planning on tread… more

What's one habit that's helped you stay on top of paying your student loans? And how do you make sure the habit is consistent over time? I try to keep a small emergency fund so I don't mis… more

My fed loan payment is roughly $270, I'm throwing a $350 payment to it instead. How should I select my special payment instruction? Standard Allocation? Across all loans proportionally? Smallest loan balance?… more

I'm still paying off my undergraduate loans, but I'm eager to pursue a postgraduate degree. The only thing stopping me is the fear of handling both payments and not feeling sure I'll have … more

Don't know why, but I have the worst fear of private loans. I keep reminding myself that it doesn't get any better with federal loans. I'm possibly embarking on a new journey with educatio… more

I will never be able to pay off the thousands of dollars of debt I have with my income so please understand this question comes from absolute desperation. If I participate in the Fresh Start program a… more

Mass default, let's go!

Since having or keeping jobs is a joke these days, would you recommend not taking up student loans for an 'education'.. that's supposed to better your chances of getting a 'job'. M… more