A few years ago I had a client stiff me for $10000… he paid me through PayPal, then fcuked me over with a bank chargeback that tanked my PayPal account to negative $10000 and ran. I never touched the PayPal since then, so I forgot about it.

Until now. Just received an email from a collection agency that bought the debt, and I assume is looking to collect.

Advice?

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Pay them if you can, and take your client to court to recover funds + damages.

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Your client committed a crime - did you report it at the time? That should help.

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Try to find out the statute of limitations in your state before you pay anything and reaffirm the debt. If you pay you are on the hook. If the debt was sold chances are you don’t have to pay it back.

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