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Financing fees are fees paid to the underwriting/arranging banks.
OID is a discount given to investors in your loan/bond. If your OID is 99.5 you only receive $99.5 for every $100 of debt issued.
^^
Coach
At my private credit fund, we loooovvvveeeee OID. We also love Financing Fees. Though we can’t call them that.
This sounds about right. It's always in the wording.