Do you plan to retire early? How are you balancing savings with enjoying life now?

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Yes, I put over 50% of my take home pay into an ISA and top up my pension as much as possible so I aim to retire on £20k a year at 55.

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Saving 30% of income. Strict budget. Generally frugal. Plan to retire ASAP.

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What about health insurance?

I plan to retire before 50. I just make a savings plan and stick to it. Around 20% goes to retirement no matter what. If I want to go on vacation or something else, I work that into my monthly budget. If I have leftover money in the budget, I invest it, but I don’t feel bad about spending or saving for some non-retirement goal if I want to.

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In our household, we alternate spending "bonus" money. We alternate between savings (retirement, investments, etc.) and fun (vacation, dirt bike, RV). Occasionally there's a need in there too like a newer vehicle or large dollar repairs to something. When a need occurs, we put the savings/fun cycle on hold and pick it up later when we have extra cash.
This approach might not work for the majority of families. One of us had a salary plus commission job and this is how we determined where the commission money was spent.

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Try to live a simple life and save as much as possible

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