Does anyone want to be a Chase UR point half millionaire in 3 months :)? Below is the math on how great the Business Ink offers are:

First off: registered business NOT required BUT a spouse IS required

Below are the spends requirements:

6000$ spend > 75,000 UR

12,000$ spend> 190,000 UR

18,000$ spend> 315,000 UR

24,000$ spend> 420,000 UR

spend 12k on office supplies and 12k on regular spend, that's an additional 78,000 UR for a total of

498,000 UR points!

More instructions inside :)

likesmart
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Pre-requisites:

1. Be under 5/24 - this means you can't have opened 5 personal credit cards in the last 2 years across all banks!

2. You have a significant other living in the same address that you can combine your points with

Method:

1. Message me for your FIRST Chase Ink Business Card (CIU or CIC) referral and to answer any and all your questions (I really appreciate it :)). After approved, spend 6k and get your 75k UR

2. Refer your same address significant other to one of the Chase Ink products (CIU or CIC) and have him/her open the card. Spend additional 6k and now you have a total of 190k (75k + 75k + 40k for referral)

3. Have your significant other refer you back to the chase ink product you don't have. Spend additional 6k and now you have a total of 310k (75k + 75k +75k +40k +40k)

4. Refer your significant other for the chase ink product he/she doesn't have. Spend additional 6k and now you have the full total 420,000k (75k +75k +75k +75k +40k +40k+ 40k)

5. Spend 12k of the total 24k spend on office supply stores (CIC). Spend 12k of the total 24k spend on anything your heard desires (CIU) and you are at 498,000 points!!!

1 additional note:

• It may be good to wait 30 days between applying for the the 2nd ink card on the same account. So order could be P1 CIC, P2 CIU, 30 days, P1 CIU, P2 CIC

Bonus:

if you are feeling really bold and ambitious. you can repeat the method with the Chase Ink Business Preferred!

15k additional spend>140k UR (100k UR + 40k UR referral) -95$ fee annually
30k additional spend> 280k UR (100k + 100k +40k +40k) -95$ fee annually

So total UR is roughly 800k across all products if you have the spend! DM with questions and if you found this post helpful i would love to refer you to your first business card and answer questions!

Happy Saving!!

likesmart

otherwise a potential shutdown risk of you try to ask for combining multiple accounts

couple of more things to add..

you need to have a Sapphire product already if you want to convert your earned bonus points into UR. the application says cash back, but you are able to move the ‘cash back’ with a click of a button to your sapphire and use as rewards.

The only Ink card you can’t earn UR for is the INK Premier card! INK PREMIER only earns cash back! The Ink Cash, unlimited, and Preferred can be transferred to UR!

like

I believe Ink cards don’t count towards 5/24. Does being over 5/24 still impact your ability to get an Ink card?

Anyway, great guide. Get your points bag!

of course! it’s a no brainer if you have the spend!

Typical guidance is wait 90 days between apps to decrease Chase shutdown risk. Getting card in a shorter time is ok occasionally but doing it repeatedly will get you shutdown.

30 days becomes an issue if you open cards every 30 days..

a few time doesn’t matter particularly if their is a shiny offer thst chase launches.. 100s of people accross forums all good with this logic ..

one more thing- your spouse does not need a sapphire product. You can call chase and have them transfer the points to your account, and then you can move those points to the sapphire!

cross accounts, yes at this time they need to do it

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