Does capital one do credit checks as part of the background check? Theres a possibility ill be getting an offer soon and my fiance and i recently refurnished our house with brand new furniture and appliances and electronics. I put it all on my credit card to get the points. The statement just came out and it looks like I have 30K debt but this is all gonna be paid immediately. My credit report shows 30k debt and now im worried i wont pass the check (Flawless credit history, no missed payment etc

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That's a silly concern, then what about people with 7 figure mortgages? Won't ever be employable again 😂

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Not 100% sure but in retail the credit check focuses on bad credit and low score as it can indicate the person could be easily bribed or follows risky behavior. Just having a large balance when everything else showing clean credit and good history probably won't be a flag. Or they could ask you about it to clarify

Thanks!
Yeah this only reflects 30% of my utilization so its not much for me honestly, especially given our HHI is 350K annually.

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