Currently maxing out my 401k, my spouse’s 401k, and HSA. Socking away in 529s too. Investing leftover cash into taxable accounts (index ETFs). With my 2022 raise, I’m fortunate enough to have more left over and I’m wondering what others do. Interest rates are too low to justify parking lots of cash in a”high yield” savings account or CD. Real estate prices seem absurdly high to get in now on investment properties. I’m not savvy enough to pick individual stocks. Angel investing? Anything else?

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Ladies! I’m looking for some group counsel. Given the same salary~, 401k, benefits match. Would you take 1. An ACD job where you know you’ll coast / WLB, work is meh, and is a bit chaotic. Or 2. ACD that has a lot of opps to make awesome work, hustle, with the potential of a career catapult. Or 3. a title bump to CD, salesy, and lower pay. Sincerely, a conflicted mid 30s female, thinking of starting a fam. Genuinely looking for any help at this fork in the road. TIA ✨

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Any (video) editors turned AD or CD here? 6yrs of editor exp, been at the same shop for ~2yrs with no raise/promo. Good people & projects but the paycheck is beginning to sting with healthcare copays, consumer costs, housing going up. Feeling unsure where my career should go from here. Senior editor is the clear next step, but I’ve begun feeling like my career might have more room for growth if I aim for more of a hybrid creative path.

Curious if others have made that kind of jump.

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My CD is on maternity leave and there’s going to be a shoot in her hometown. This will be the first time I meet some of my team members after a year of working with them (very excited). But I’d lovee to meet my CD, she’s one of the best mentors I’ve had. Even got her some gifts before she had the baby. Is it weird to offer up the chance to meet her in person while she’s on maternity leave? I totally get if she can’t. But figured I’d try? What do you think?

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Due to my stupidity + an expired CD from grandparents, I have over 140k in savings in a MCOL city. No debt. Maxed out roth IRA. Plan to max out roth 401k again. My new employer doesn't have an HSA.

My situation will change very soon:
- 30% higher salary
- Rent payments (lived w/parents up to now)
- Payments for ring + tiny wedding
- Future spouse is recruiting but currently unemployed (I'll pay her insurance)

Savings are way too much but unsure what's next. Any tax advantaged accounts left?

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The opportunity: A CD opening at an amazing agency in Europe (I’m American). The dilemma: I’m 8 weeks pregnant. The visa process is time consuming and expensive and I will likely go on maternity leave shortly after arriving. Do I tell them? Or just see how it goes and then spring it on them? File under: Things men never have to think about.

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Anyone have money management advice? I have a lot saved (no loans, got brother's old car, big CD from family that ends in a few months). I'm putting quite a bit into 401k with the remainder sent to a money market (supposedly high yield) account. It's an awesome problem to have, but I feel like I'm sitting on this money, doing nothing. I have no knowledge of stocks, but getting another CD seems wasteful.

Only big purchase planned is an eventual new car, which I can easily buy.

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An agency in Madison, WI is hiring for a Creative Director, ideally with experience in healthcare.

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What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

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What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

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Creative Director to VP Creative Director. Making 210k now, big holding agency. What should I expect/ask for in terms of money and benefits?

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Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

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CD: I'm new to healthcare. I used to work on shoes. So it's good to finally be working on stuff that actually matters.

1. Um. You work for big pharma now.
2. Shoes matter. IE, TOMs

God damn!

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Creative Director in NY!
Salary? Benefits?

What are the benefits of the “VP” title i.e. VP Creative Director?

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Looking for a VP Group Creative Director in the Philly area. From divergent thinking to bold creative, we want to see how you unpack a problem and solve it in creative ways. Discovery USA is a full service healthcare specific agency and part of the Publicis Groupe

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Advice desperately needed. I've been at my agency for 6 years and I have a one year old child. Work is going well since I returned 6 months ago after maternity leave, my boss likes me, has given me more responsibility and praises my work but he's basically told me I won't be promoted because the 2 CD slots above me are both filled. Staying would be comfortable and easy with the little one especially but I feel I'm never going to grow and progress if I don't move up so I feel I have no choice but to look elsewhere. What would you do?

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where do you invest additional cash? Consider you max out on 401K? Not interested in equity markets, CD rates are too low....any suggestions? what percent of returns are decent?

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Healthcare ppl: what are you doing for targeting in FB now that the partner categories are gone?

What is PwC’s tuition assistance program like? Are there any possibilities of full reimbursement ?

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Currently $160k M3 in Healthcare, have opp. in consumer goods (former industry I used to work in) for $200k and 20% but not sure jumping prior to promotion makes sense. Would SM pay be equiv?

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Received an offer from Deloitte GPS and will greatly appreciate you all feedback (especially if you have worked in both )

Current role: Tech Consultant /L9 / AFS Homegrown/Business Operations role
Base: 97K, 4.5 years YOE
Pros: good WLB, 401k 6% matching, 15% ESPP, good colleagues

New offer:
Base:120k /Tech Strategy and analytics senior consultant /No sign on bonus
Pros: more base salary/strategy role
Cons: more likely less WLB/more stress/ no 401k matching right away and no ESPP

Thoughts?

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I have 2 offers at very different places. Big healthcare agency with a better title & really great team. Or a pre launch startup with great potential as a lead designer. Same $$. What would you pick?

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Should my excess money go towards my 401k on extra student loan payments?

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What are your personal financial milestones? Whether it be achieving a certain annual salary or maxing out your 401k contribution annually, storing X% of annual towards investments, owning X BTC, etc

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What are the best associate boards to join for healthcare?

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Anyone ever stay at a firm they disliked just to wait for your 401k match to fully vest? Looking back, Is it worth the wait?

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I'm interviewing with a smaller tech company, and they are being very evasive about things like comp and benefits. Think it's a red flag?

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Deloitte folks: I’m a new hire, just need your opinion on 401k. How much should I be put aside given form only contribute half of what you put in first year? What did you guys do when you first joined

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PE is notorious for being difficult to get into unless you’re coming from IB. However, there are success stories for consultants breaking into PE even without an MBA.

Which got me thinking, how difficult would it be for a healthcare management consultant to land a spot at a healthcare-focused PE firm?

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Sitting with a college friend who is in KPMG and just bragged that she is enrolled in a pension plan sponsored by KPMG and it is separate than 401K . I doubt this . Can anyone from KPMG confirm?

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Has anyone bit the bullet and used 401k money to pay off student loans?

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I am joining Mck tomorrow as a Consultant. What are all the perks, benefits I should take advantage off? Phone plans, memberships, etc? I'm curious about what other Top 6 firms receive?

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ECDs and partner-level people: what are the revenue share benefits you work out?

Do you get percentages of the business you win for as long as you keep it?

What do these deals look like?

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I’m moving to a firm with a daily $75 food per diem...other fish on a per diem...how do you stretch the daily amount? What are the best practices I should consider ?

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When leaving KPMG for another company, what are the payouts, if any? (Unused vacation days, etc) And is a 401k rollover required, or can you stay with Merrill Lynch?

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currently a senior undergrad interested in learning more about opportunities within healthcare consulting for full time. would love to chat about the work you do and what sector of healthcare consulting you work within

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Putting finishing touches on essays and waiting on LoR’s, and I’m seriously second guessing my chances. Any input on my profile and schools? 25 white male, 720 GMAT, 3.72 GPA at my first school and graduated 3.92 summa cum laude after transferring. 4YE at matriculation with two promotions in my first two years, most recently to senior analyst while working at a F100 life sciences company. Schools in order of preference: Ross, Darden, Fuqua, Johnson, Kenan-Flagler. Goal is healthcare IB.

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Can someone please help me to know which option i can choose for income tax declaration-
with exemption/deduction or without exemption/deductions.
till now my income was not under the tax slab income so haven't done it before.

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Recommendations for small/boutique branding & design agencies to work on a brand redesign with? Preferably in NYC but open.

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Guys help me getting a job
YOE: 3.6
Interested in Automation testing roles

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I am new to NY and trying to find a good gym. Where I’m originally from the nicest places were Lifetime and LA fitness, do people go to those gyms in NYC? I’m not a huge specialty studio type person so something like soul cycle (for example) is not for me. Places like equinox are also a little too much so looking for somewhere a bit step down from that lol

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As more and more college acquaintances get engaged, the more I realize I didn’t really stay in touch and don’t have many close friends. Anyone else feel this way ?

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I’ll just be honest, I’m having trouble keeping my temper with employees and sometimes customers. I know I need to fix this ASAP. Looking to hear some experiences from people who’ve overcome this issue.

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7 days are left in my NP:
Which one to choose:
HCL vs
Capgemini vs
Tech Mahindra vs.
Global Logic vs
Infy
Teck Stack : .Net Azure, 5.5 YOE?

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Hi anyone heard of JMP Securities or FT partners how do they compare to the traditional BB EB banks for IB? Just curious as I’ve never heard of them

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Did you recently remodel your bathroom? Would love GC recommendations. 🙏🏼 As advertising folks, I am assuming you have good design sensibilities and taste. Where did you look for inspiration?

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Wedding registries — what are some things you wish you did/didn’t put on your registry?

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Might be an odd question: we have multiple great ideas and sources of funding. Would it make sense to build out a portfolio of the companies as a fund or to build them directly? Concerned about spreading too thin by pursuing them all but all have significant potential. I have always been more entrepreneurial, never really thought about scaling up and running multiple companies. Thoughts?

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Anyone want to hangout at the beach today

Colleague is leaving to go to EY. Hope he does know about the layoffs! Huh 🤔

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3yr+ experience in procurement and actively looking for broader supply chain roles. However always got rejected because I don’t have supply chain experience. Any advice or suggestions?

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Can any body tell the feedback for minda kosei group in Ahmedabad

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I'll complete one year including 3 month notice period at IBM. Should I return my joining bonus in that case?

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How do you stay positive in special ed ?

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Associates in midlaw and smalllaw, what is stopping you from attempting to lateral to a biglaw firm?

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Wow there is a lot of action in this bowl - anyone have anything to spur the convo ...
1. Good date spots once going out is a thing again
2. Any luck on dating sites
3. Best places to meet determined, hot individuals

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