Currently maxing out my 401k, my spouse’s 401k, and HSA. Socking away in 529s too. Investing leftover cash into taxable accounts (index ETFs). With my 2022 raise, I’m fortunate enough to have more left over and I’m wondering what others do. Interest rates are too low to justify parking lots of cash in a”high yield” savings account or CD. Real estate prices seem absurdly high to get in now on investment properties. I’m not savvy enough to pick individual stocks. Angel investing? Anything else?

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Any (video) editors turned AD or CD here? 6yrs of editor exp, been at the same shop for ~2yrs with no raise/promo. Good people & projects but the paycheck is beginning to sting with healthcare copays, consumer costs, housing going up. Feeling unsure where my career should go from here. Senior editor is the clear next step, but I’ve begun feeling like my career might have more room for growth if I aim for more of a hybrid creative path.

Curious if others have made that kind of jump.

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Due to my stupidity + an expired CD from grandparents, I have over 140k in savings in a MCOL city. No debt. Maxed out roth IRA. Plan to max out roth 401k again. My new employer doesn't have an HSA.

My situation will change very soon:
- 30% higher salary
- Rent payments (lived w/parents up to now)
- Payments for ring + tiny wedding
- Future spouse is recruiting but currently unemployed (I'll pay her insurance)

Savings are way too much but unsure what's next. Any tax advantaged accounts left?

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The opportunity: A CD opening at an amazing agency in Europe (I’m American). The dilemma: I’m 8 weeks pregnant. The visa process is time consuming and expensive and I will likely go on maternity leave shortly after arriving. Do I tell them? Or just see how it goes and then spring it on them? File under: Things men never have to think about.

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Anyone have money management advice? I have a lot saved (no loans, got brother's old car, big CD from family that ends in a few months). I'm putting quite a bit into 401k with the remainder sent to a money market (supposedly high yield) account. It's an awesome problem to have, but I feel like I'm sitting on this money, doing nothing. I have no knowledge of stocks, but getting another CD seems wasteful.

Only big purchase planned is an eventual new car, which I can easily buy.

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An agency in Madison, WI is hiring for a Creative Director, ideally with experience in healthcare.

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What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

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What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

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Creative Director to VP Creative Director. Making 210k now, big holding agency. What should I expect/ask for in terms of money and benefits?

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Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

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CD: I'm new to healthcare. I used to work on shoes. So it's good to finally be working on stuff that actually matters.

1. Um. You work for big pharma now.
2. Shoes matter. IE, TOMs

God damn!

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Creative Director in NY!
Salary? Benefits?

What are the benefits of the “VP” title i.e. VP Creative Director?

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Looking for a VP Group Creative Director in the Philly area. From divergent thinking to bold creative, we want to see how you unpack a problem and solve it in creative ways. Discovery USA is a full service healthcare specific agency and part of the Publicis Groupe

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where do you invest additional cash? Consider you max out on 401K? Not interested in equity markets, CD rates are too low....any suggestions? what percent of returns are decent?

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I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

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Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

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Between two offers, "Associate Principal" for m&a consulting in the Healthcare industry vs a Director at a F300 company doing M&A and Partnerships. Consulting pays about 50k more. What does the future look like in consulting? I am a bit nervous jumping from from "industry side" to the "consulting side".

How bad is reneging a week before I start? Have an offer with FAANG but the role is sales. Got a dream job with Disney in Analytics & Strategy with comparable salary. Should I stick with FAANG?

Better manager & culture & benefits at FAANG, better role & opp at Disney

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What is KPMG's parental leave policy for partners versus employees (MDs and below)? Trying to plan life and figure out if it makes a difference to have a child before or after one makes partner in terms of parental leave benefits. Thanks!

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Accounting advisory big4 or IA at F100. Both senior roles. Roughly same base pay.

Big4 has clear trajectory and interesting work.

F100 has 14% bonus, perm remote, and immediate vesting 401k over 7%.

What would you take?

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I've offers from tiger & fractal
Yoe: 9 years
Role:
Tiger: manager
Fractal: senior consultant
Difference:
1 Tiger offers 4 lakhs more than fractal
2 Role in fractal matches my current role. Whereas the role is tiger in 2 level above current role & i need to boot up for the bigger responsibility which I'm a little worried about being new co
3 Insurance benefits are good in fractal.
Barring salary difference help me choose which is better w.r.t wlb,job security,benifits, growth,culture,learning

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I am plat exec on AA and wife wants to purchase ticket to Europe (traveling alone). Any benefits of booking it through my account (and assigning her FF#) or none?

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healthcare promotion from EM to SM in your firm? trying to calibrate expectations....

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🐟 without dependents, what % of your monthly income do you save and what % do you contribute to 401k.

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Anyone take the job for the travel benefits and then had no travel projects.... can't figure out if I should be annoyed or if it's a blessing in disguise

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What are the paths to VC (particularly healthcare centered VC's) from Management Consulting at PwC?

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FB down 😁 Fishbowl on 🥳

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