Currently maxing out my 401k, my spouse’s 401k, and HSA. Socking away in 529s too. Investing leftover cash into taxable accounts (index ETFs). With my 2022 raise, I’m fortunate enough to have more left over and I’m wondering what others do. Interest rates are too low to justify parking lots of cash in a”high yield” savings account or CD. Real estate prices seem absurdly high to get in now on investment properties. I’m not savvy enough to pick individual stocks. Angel investing? Anything else?

like

Any (video) editors turned AD or CD here? 6yrs of editor exp, been at the same shop for ~2yrs with no raise/promo. Good people & projects but the paycheck is beginning to sting with healthcare copays, consumer costs, housing going up. Feeling unsure where my career should go from here. Senior editor is the clear next step, but I’ve begun feeling like my career might have more room for growth if I aim for more of a hybrid creative path.

Curious if others have made that kind of jump.

like

Due to my stupidity + an expired CD from grandparents, I have over 140k in savings in a MCOL city. No debt. Maxed out roth IRA. Plan to max out roth 401k again. My new employer doesn't have an HSA.

My situation will change very soon:
- 30% higher salary
- Rent payments (lived w/parents up to now)
- Payments for ring + tiny wedding
- Future spouse is recruiting but currently unemployed (I'll pay her insurance)

Savings are way too much but unsure what's next. Any tax advantaged accounts left?

like

The opportunity: A CD opening at an amazing agency in Europe (I’m American). The dilemma: I’m 8 weeks pregnant. The visa process is time consuming and expensive and I will likely go on maternity leave shortly after arriving. Do I tell them? Or just see how it goes and then spring it on them? File under: Things men never have to think about.

like

Anyone have money management advice? I have a lot saved (no loans, got brother's old car, big CD from family that ends in a few months). I'm putting quite a bit into 401k with the remainder sent to a money market (supposedly high yield) account. It's an awesome problem to have, but I feel like I'm sitting on this money, doing nothing. I have no knowledge of stocks, but getting another CD seems wasteful.

Only big purchase planned is an eventual new car, which I can easily buy.

like

An agency in Madison, WI is hiring for a Creative Director, ideally with experience in healthcare.

Post Photo
like

What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

funnylike
Share this 🔥 post

What is included in the typical compensation package of a CD in the US (agency-side)? Do you usually have a yearly bonus, a car, office phone, or other benefits?

like

Creative Director to VP Creative Director. Making 210k now, big holding agency. What should I expect/ask for in terms of money and benefits?

like

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

like

CD: I'm new to healthcare. I used to work on shoes. So it's good to finally be working on stuff that actually matters.

1. Um. You work for big pharma now.
2. Shoes matter. IE, TOMs

God damn!

likefunny

Creative Director in NY!
Salary? Benefits?

What are the benefits of the “VP” title i.e. VP Creative Director?

like

Looking for a VP Group Creative Director in the Philly area. From divergent thinking to bold creative, we want to see how you unpack a problem and solve it in creative ways. Discovery USA is a full service healthcare specific agency and part of the Publicis Groupe

like

where do you invest additional cash? Consider you max out on 401K? Not interested in equity markets, CD rates are too low....any suggestions? what percent of returns are decent?

like

Related Posts

I’m a Junior product manager with a Master’s in Healthcare Management. I feel like the current company that I am at has my title as JPM, but I am doing PM work i.e creating product roadmaps, collaborating across stakeholders (business, marketing, design teams), creating user stories/features, etc. and I feel like my work isn’t being valued and I’m constantly being micromanaged by business teams expectations.

How feasible is it for me to apply to a PM role with less than a year of experience?

like

What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

like

Does it make sense to rebalance 401k before presidential election?

likehelpfulfunny

Anyone working at Minds + Assembly that can give me some info about it? What’s it like? Creative, work, culture, people, benefits, etc. Wise?

likesmart

My friend said he wished he would’ve pursued SWE. He’s a consultant at Big 4, 3YOE, and has a MPH in Healthcare Mgmt.. What kind of roles/work can he get if he decides to do a swe bootcamp but stay in healthcare? Would his salary increase significantly if he does that?

like

My agency in nyc is looking for a 3-4 month backfill account person or producer for maternity leave coverage starting mid feb/March. Must have digital exp and 5-10 yrs client facing exp. DM me!

like

Any 🐠 at UHG willing to refer? 2 YOE in RCM/system implementation, multiple healthcare certifications. Looking at revenue cycle associate role. TIA!

like

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

like

I just received offers from both United Health Group as well as Atlassian for Senior Financial Analyst roles. I'm currently work for another Healthcare company as a SFA. With compensation being similar (Atlassian higher due to some stock options), do you think having Atlassian on your resume/work experience helps down the road in your career if I were to make a company change.

like

Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

smart

Health Tech Company urgently hiring for a Senior Accountant, Revenue position! Great WLB, unlimited PTO, FULLY REMOTE, 100% employer-sponsored
medical coverage and 401 k matching. Nomad Health is the first digital marketplace for healthcare jobs, efficiently connecting quality clinicians with
rewarding career opportunities. Here is the
referral link for the position: https://

like

How is the overall WLB, benefits and general pay structure for a Manager role within the BIA team at BMS?

like

Hi There,

Can anyone please refer me for Business Analyst or Data Analyst openings at Accenture?

Y.O.E. : 2.7
Domain Knowledge: US & UK Healthcare, Oil & Gas, Travel & Luxury, Telecom & Registry Management.

Skill Set: Advance Excel, Data Gathering & Cleaning, Business Modeling, Business Document, Case Study, Critical Incident Management, Change Management, ITILv4 Foundation practitioner, Cloud AWS & Azure Infrastructure, IT Service Management, Python, PowerBI,Stake holder management, SQL

like

I accepted a client side role with better pay, hours, and benefits. But I now feel dumber than I ever was since senior leadership don’t prioritize strategy, my work is stressful but not intellectually challenging. How do I spin this positively in a new job search?

like

What are the benefits and drawbacks of working at an agency under one of the holding companies? I have only ever worked for boutique and independently owned agencies.

like

Maybe a noob Q - When does it make sense to take a pay cut when changing companies? I'm a Producer/PM trying to decide if I should jump to a smaller, lesser-known company (COLOR) for more money but fewer benefits than my current job, or with TeamOne for a slight pay cut but more benefits than my current job or COLOR. In reading through forums, the pattern seems to be getting pay raises in jumping between companies >.< What do you consider?

Any insight or advice is beyond appreciated!!

like

I'm an in-house counsel at a national company. Our GC is leaving. I’m the only other in-house attorney, and I’ve only been here for 4 months. I like the job. Previously, I was a 6th-year associate.
The CEO asked me to stay and implied a larger role, but doesn't have a clear picture of what that looks like. Asked for my help in redefining. Even unsure as to timing or whether we'll hire another GC. Questions for Fishbowl: (1) benefits or pitfalls? (2) questions or requests you'd have for CEO?

like

In-house marketing departments are flourishing right now. We’ve hired two new people, and plan on more. And we continue to fire our agencies, from content creation to branding. I think it’s a positive move, as I’ve seen better work related to the brand I work for come from those who understand it best. Tell me again why a full agency is necessary? 😆 We hire and give full benefits, while agencies continue to ask freelancers for discounts, while jacking up their agency rates.

likehelpful

Additional Posts

What’s a historical event that fascinates you? I want to pick a event to deep dive into and learn more about it. Sourcing topics 😁

like

Have you used any work platform as a community manager? Like Upwork or Fiverr. Which one would you say it's the best for senior CM?

like

I find this all rather TAXING. Come on guys, give me your best tax puns/jokes!

like

How is like to work for Ericsson GAIA? Is there any major cons ?

Jesus I wouldn’t qualify for level 1 in NYC. None of the MBB would qualify. This law makes no sense

likeupliftinghelpful

Has anyone gone through Salesforce Industries/ Vlocity interview process? How long does it take to get written offer letter after the verbal offer?

like

Any guidance on magistrate judge-ordered settlement conferences?

like

Hi Fishes,

Can anyone from 
Nagarro tell me the average pay that Nagarro gives to Azure Data Engineer with experience of 10 years ?

like

Any folks from R/GA? Curious to know your thoughts on working there and the overall feel of inclusiveness and diversity...at the executive level

like

For folks who used Magoosh Online GRE prep course, how did you like it? Seems like a pretty great value!

like

What’s the best way for experienced professionals to pivot into consulting? I have 20 years management experience and 15 years in supply chain from demand planning back to procurement. I’m interested in management/leadership consulting or supply chain consulting. Any tips?

like

Saw that Missouri's AG is sueing China over COVID. You read that right

like

I've worked in-house for X company for 1.5 years now.

Got a 3.5% raise, 2.8% bonus after performance review, - so unnerving given that my review was exceptionally good. They said I'll get promoted to Senior designer in Apr/May.

Last year's performance review was after 6 months in: got a 4% raise, 2% bonus. They promised a better bonus + raise after a full year.


Better raise, bonus promise unfulfilled. My current salary isn't adjusted for inflation. Should I stay for promotion or leave?

like

Hi my firm recently laid me off with many because they had to close our project as they had no funds left.
Yesterday was my last day
I am a Network Service Operations Associate with 1 year of experience in customer service
Would like to get into a Project Management roles.
Any leads would be very useful.
Thanks!

like

What is resource management group?

11 likes please

like

Hi Folks,
I really want to join Deloitte USI Kolkata, any role that involves SQL, Spark,Azure cloud ( any one skill set is also fine for me)

Yoe - 3.2
Available within a month to join.

Really need your referral guys, never appeared for any interview at USI.

🙏🏾🙏🏾🙏🏾

like

Does anyone here work for Deloitte Advisory, specifically the controllership division? How many hours are typical and what is the day to day look like? Thanks!

like

In Reston from Mon to Thurs every week. The only staff member on my team and my manager doesn’t hang out. Any one else travels or lives near by that wants to hang out in the evenings or hit the gym?

That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal