We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Are we on recession? My portfolio is super down - low cost ETF investor here

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Best Alt Coins to buy?

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

Is it possible to buy a house and sell it for a higher price?

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

I’ve been using other people’s stock site logins for years from 3+ jobs ago

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

I have family members who are inside claims reps for a large company. The company sends out emails 4 times/day showing who is currently not available for calls. To everyone working in claims in the entire country! It’s been a minute since I worked in claims. And never for this particular company. But is this shaming the new way to manage WFH.? Sounds at least toxic.

The hours I’m working right now to meet a deadline are extreme, I’m only getting a few hours of sleep a night. How do you keep yourself alert during that final push?

I'm having a hard time getting my team to accept that I'm the boss. They keep trying to tell me what to do, and it's really starting to get on my nerves.

I was just asked to relocate to a different city. The move will come with a raise and promotion, but I'm conflicted. I enjoy where I live right now and I like being close to my family. Would love some advice.

Thomas J. Watson (IBM) said "the way to succeed is to double your failure rate" and that's always stuck with me

I am looking for a job in accounts receivable in Microsoft. Can anyone help me. YOE 10 yrs@

What is Sia Partners (NY) Senior Consultant salary range? Anybody?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

For those who have been driving the daily thread posts (senior tax accountant / KPMG / etc) please DM me if interested in becoming a community leader for this bowl. I’ll put you in touch with Sam from Fishbowl. Thanks!

I passed out in 2013 and started job in 2015 on contractual basis till mid 2017 and during this Many payroll companies changed for that particular contract and in this duration my PF, tax didn't deduct and no record in PF portal. Then joined Infosys in mid 2017. So now wanted to know can I show my experience from 2017 to apply in companies as for bgv many companies ask for PF statement or form 16 for all previous companies. How should I deal for 4 years gap if i show exp. from 2017 ?

Any thoughts on TD Ameritrade Institutional as a custodian? Used to NFS/Fidelity, TDA seems much more efficient and user friendly.

Anyone use SmartAsset for leads? Any success?

Average salary for a Senior Associate who’s in the process of getting their CFP?

Any one here at HIMSS this week? Anything exciting to look out for?

Anyone stay at the Ritz-Carleton in D.C.? I’ve never stayed at a Ritz location so I’m curious to hear what to expect. Will be in D.C. for a conference so my firm is covering the trip.

Does KPMG offer Tech Consulting Internships?

I feel like I've been lowballed, can someone explain the below breakdown please?

Base salary: 60k
Quarterly quota (per quarter): 107k
Quarterly bonus (per annum): 23k
130% Annual bonus = 11.5k
"23% commission on quota minus base": 37k (don't understand this)
"Proposed 23% commission on 150% quota minus base": 86.5k
Sales commission threshold per month: 22k
OTE: 122k
Cost/Sales: 28%

That base salary is lower than my previous base by a significant amount by 32.7%

Tips for 6-month eval? Originally hired at 35K as assistant and was told if I performed well, I could expect to make 50K after a year. After one week, the operations manager resigned and I took over as a trial. Officially am operations manager, but no title (only verbal) and no raise. Owner likes benefits over big pay raises. Thinking about asking for 46K, new cellphone and official title change. I'm expecting some negotiating, which I've never done. 24F, AA Bus Admin, and overall good employee

I’m a salaried employee, am I legally entitled to get paid for December 28, 29 and 30 if our company tells me I don’t need to work on those days?

Best bars to watch the fifa final?

Anyone here work in UX design? I'm thinking of switching careers and wondering what your experience in UX design is? What courses are the best to take, etc.

Toronto banks: remote or not? They sometimes post jobs where it doesn’t say it’s remote, but no branch/ location/address either. Then you get an interview and they tell you it’s remote/hybrid(1-2-3days, take your pick)/on-site. So, if you work at TD, Scotia, RBC, could you let everybody know in the comments what’s the deal for each? Are you remote, on-site, hybrid of some sort?

hi everyone
second-year Economics student here! I want to land an internship in capital markets for next summer but it has been really hard to be seen and ensure an offer. It is already too late? Any recs? Is anyone still recruiting for next summer?

Anybody know if there’s a Toronto Lawyers bowl?

BMO Audit team vs TD bank Compliance team?
Any feedback on how the teams are.

I am a solution engineering (presales) manager, and looking to hire a Tableau Analytics SE for our Canada Public Sector team. Seeking candidates with relevant experience in technical customer-facing roles and/or analytics. Ideally residing in Toronto or Montreal metro areas, public sector experience. Bilingual (French and English) is a huge plus. Please let me know if you are interested to learn more! I don’t have the job posting yet but will share once I do.

Curious to know what you've seen as working to non working dollars split in Canadian agencies. Reference any specific brands (or categories) if you can. I'm used to seeing the conventional 15-20% split for non working (production dollars only, not including media budget, agency fees) but are those days gone now with the takeover of digital (vs traditional) ad placements?

has anyone dealt with an unfair PIP at work before and survived?

How’s the career for AML/KYC/EDD role in Toronto?

I have a few questions for people in consulting roles (both external/internal).

My partner is in corporate banking, but he wants to switch to a consulting/strategy-based role. I noticed people with those jobs typically have an MBA, and also majority of the job ads in similar roles has MBA as either a requirement or preferred qualification. So:

1) does MBA actually improve someone's chance in getting those roles?
2) are there any good Canadian MBA programs you'd recommend?

Thank you all!

I am looking for a summer internship in consulting. Currently, I'm a 3rd year Economics and Stats student at U of T.
My target companies are KPMG and Accenture, and I really want to work in one of these two as they have the best workplace culture.
I'd appreciate if anyone could help me out with applications or share tips on how to get to the interview round, thanks!

What should be the salary of a senior seo manager at a decent sized agency in Toronto. I am being offered 110k base + 20% bonus for hitting retention and revenue targets.

I have 8 years of experience in SEO, SEM and paid social

Hello everyone! I am looking for referrals in Scotiabank (specifically Research Consultant). Any leads will be appreciated. Thanks in advance

Did anyone else make the move from Vancouver? What do you think?

What’s the salary range for an operations manager at a startup in TO? Overseeing sales, rev, support, success, and a bit of other company ops stuff. Glassdoor has a big range so I decided to ask here for more insights. Thanks.

Has anyone ever been to the Alo Restaurant? I have never been there myself but I was wondering if this would be a good setting to propose?

Anyone know US car insurance companies that recognize Canadian driving history/experience?