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My base loc is Bengaluru, but currently I am not mandatorily required to work from office, and have been working from home since I joined Deloitte in July. Should I talk to my manager and go back to my hometown Kolkata and work from there? Staying in PG all day and working from here is not quite feasible for me. Suggest pls. Deloitte India
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I'd diversify your repayment strategy. Explore income-driven plans (SAVE/PAYE) for lower payments, prioritize state-specific forgiveness programs. Not much else you or any of us can do at this point.
Federal Consolidation and then pick one of the optional repayment plans: Income Driven Repayment is the easiest; Graduated (according to changing income levels) is the most aggressive and gives borrowers an ability to save while repaying and then the standard repayment--where you'll need to make on the order of $200,000 in your first after graduating just to breathe fresh air.