If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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DEFENETELY build my own house in a plot of land

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My car is a piece of crap and i live in perpetual fear that one day it just wont start, and i’ll have to uber to court or to a hearing or something un-missable (which will be $200 one way…). The battery also has a habit of crapping out every 2.5 yrs almost on cue- what if they stop making the batteries?! Buy the car. I would… and i will as soon as my loans r paid off.

Buy a house. With a lower debt to income ratio, my interest rate would decrease and credit increase- hopefully paying less per month than I would if I bought a house with student loans.

Buy a house in the Caribbean

Trip. Open your mind, new ideas might be worth a lot more.

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Hi Fishes!

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Max how much I can exempt with HRA while filing ITR?
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I already notice that I want more despite not even receiving one paycheck. Previously made $85k.

Why am I like this?

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I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

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Additional Posts in Student Loans

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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SOFI or who else?

If you could go back in time what would you tell yourself before taking out student loans?

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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