If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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DEFENETELY build my own house in a plot of land

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My car is a piece of crap and i live in perpetual fear that one day it just wont start, and i’ll have to uber to court or to a hearing or something un-missable (which will be $200 one way…). The battery also has a habit of crapping out every 2.5 yrs almost on cue- what if they stop making the batteries?! Buy the car. I would… and i will as soon as my loans r paid off.

Buy a house. With a lower debt to income ratio, my interest rate would decrease and credit increase- hopefully paying less per month than I would if I bought a house with student loans.

Buy a house in the Caribbean

Trip. Open your mind, new ideas might be worth a lot more.

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Additional Posts in Student Loans

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Anyone ever considered declaring bankruptcy to get rid of student loans? I see that even if they are private, you still have to show undue hardship.

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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What do you think are the chances this thing actually goes through? As of today they're still blocking it. It's paused which is fine, but if they don't actually forgive them after February I'll be pissed.

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Damn LIBOR rate up again...

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Does anyone else have students loans from a degree you don't even use? If I could go back and slap college age me in the face I honestly would.

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Do you need to do anything to receive the 10k forgiveness, or is it automatically applied based on your income and circumstances?

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If you could go back in time what would you tell yourself before taking out student loans?

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