Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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No and No. Thought I wanted to be a nurse. Took me a year and a half of nursing school to realize I didn't want to work in healthcare at all. If I had used that money to pursue finance or just left it alone I'd be in a much better spot now. I think students shouldn't be asked to make decisions that big at that age.

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I wanted to drive around in circles professionally while my nerves flowing with adrenaline but ended up doing the opposite because life happened

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Studied music production and film. Then went back to school for psychology. Now I’m working in securities. Never expected to be here. And I feel like I wasted my time in school when I got a kick out of economics and markets way back when, but thought I wanted to be a filmmaker or music producer/engineer. I wanted to be artsy. Turns out I’m not.

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Yes and yes, but I am incredibly lucky. Went to law school, graduated in the top 10% of my class. This cutoff has allowed me to go on and work for a larger firm where I was able to save a good portion of my paycheck for my loans. I also aggressively saved and have managed to avoid paying interest the last 2.5 years. (The interest kills you).

Knowing what I know now, I would do it over again, but it’s a very narrow path forward. If the freeze did not happen, I may have a different viewpoint, but I’m in the career I wanted to be in, and have enough to pay off my loans. Again, incredibly lucky on several aspects of this

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I gradúated 0 loans… and then decided I wanted to take my last shot with nursing school. Got in debt taking pre reqs because I had to retake some and no Pell available. Worst mistake I regret to this day. I’m not doing nothing about my loans and that’s frustrating me.

No and kind of

No and no. I have a degree in Fisheries and Wildlife. I swore I’d never have a desk job. Guess what? I’m stuck behind a desk. Worked in a call center for over 3 years, and at a credit union the last 5.

Absolutely not. Wish I can turn back time and do things differently.

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Additional Posts in Student Loans

Damn LIBOR rate up again...

SOFI or who else?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you could go back in time what would you tell yourself before taking out student loans?

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Do you need to do anything to receive the 10k forgiveness, or is it automatically applied based on your income and circumstances?

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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What career can help me pay off 110k loans with 6% APR as quickly as possible? I realized I don't want to work in medicine but only after taking out a loan of course. I just don't want this to be hanging over me for the rest of my life

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Anyone ever considered declaring bankruptcy to get rid of student loans? I see that even if they are private, you still have to show undue hardship.

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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How do 10 million dollars look in your account?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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Today, I officially have enough money to pay off the entire balance of my student loans. Won’t pull the trigger until SCOTUS issues a decision, but having the ability to do so is such a weight off my shoulders that I had to tell someone.

likeuplifting

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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