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Yes but not nearly as much as prior(Biden made some sort of legislation change). I can’t recall the percentage- but based on your minimum payment- that is factored into your debt to income ratio. Let’s say you have 30000 loan - before they would assume like 400 a month (now they will factor only 200 a month) which frees up extra money to get a larger loan or help potentially qualify for a loan)
This was a major hurdle to first time home buyers.. and why you saw so many new purchases these past couple of years