Have to spend $20k on cc which one should I use or apply?

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You could open up multiple cards (may not be reasonable), which typically have about 4k spend requirement for the SUB. Either Chase Sapphire card, Venture X, maybe Amex Plat/Gold if you like the credits. Of course, idk if you can open 5 cards that quickly.

Might be worth looking at the Venture X Business. 20k spend for 150k miles.

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Venture X since 2x everything and 75k sign up bonus or Amex Plat for the 150k sign up bonus. Would be happy to refer for the VX card!

If you do venture in the Amex space, know they have language that determines SUB eligibility based on which cards you’ve had previously. If you open plat first, you’re ineligible for gold or green subs. So be smart with the order you use their offerings.

I would do multiple chase ink cards

Biz plat 190k pts for 15k spend. Then final 5k on a chase ink

Ditto for Venture X. If you use my referral link, I’ll split the referral bonus with you!

Check out Amex Gold!

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