Chase Sapphire Reserve annual fee increasing to $550/yr while adding 10x Lyft pts, one year of Lyft Pink, $120 DoorDash credit through 2021, and one year of DashPass. What do the consultants say?

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Had anyone ever negotiated credit card debt down? I have a Chase Sapphire Reserve card and my balance had gotten out of control. They called to ask if I was OK and was wondering if anyone’s done this

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This card seems like a no brainer. Anyone using it? I have CSR but the 4% restaurants can’t be matched with any other card.

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likehelpful
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Chase Sapphire reserve statement credit benefit is great. Seems like all qualifying purchases made in last 3 month can be redeemed for statement credit using points at 1.5cents per point. And I dont think you lose the points you earned from those purchases after you redeem for statement credit.

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I have CSR, Amex Plat, Amex Gold, and Amex Bonvoy ($95 fee one). Are they worth keeping, esp. CSR and Plat? For Amex Gold, they have already charged my account. Anyway to reduce the fee after the fact?

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Are you renewing your chase sapphire reserve cards or downgrading to chase preferred? Hard a hard time justifying paying $550 for the CSR during COVID.

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What’s your average credit card bill per household? Are we overspending based on our income? We have a Chase Sapphire with a $30k limit and a Chase Freedom with $10k limit. Chase Sapphire gets us (among other things) 3% back on travel + dinning and we put absolutely everything else (except mortgage) on Freedom for 1.5% back. We pay them both off each month. Household size Household income Credit Card Bill Mine are: 2 Adults $240k ~$4k if we’re not traveling

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How many of you are thinking about closing your premium credit cards (CSR, Amex Platinum etc) considering lack of ability to travel and dine out?

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Looking into AMEX credit cards since the Chase Sapphire Reserve upped their fee and the additional “benefits” suck. What card is better, Gold or Platinum? Not sure which ones to get

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Is the Chase Sapphire Reserve card worth keeping? I’ve been considering cashing out my points and cancelling the card to avoid the annual fee but I’m unsure. Help!

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If you don’t spend a ton of money, high fee cards like CSR aren’t worth it, right? Just wanted to make sure.

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Other than the chase sapphire cards, what are other good credit cards for consultants?

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For those with the CSR card, are you canceling or downgrading? I’ve used no travel benefits this year because of covid and my annual fee hits next month..

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Have you guys used the "Pay yourself back" option in Chase Sapphire Reserve? What is this? Are you essentially paying for dining and grocery with points? It looks like I can pick transactions from 90 days ago, is just just credit applied to the card?

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Rumor: CSR annual fee is increasing to $550. Added perks: DoorDash and Lyft credit.

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What are your thoughts on closing chase sapphire reserve card given reduced travel and increased annual fees?

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Are you keeping your travel credit cards in covid? I have the CSR and highly doubt it’ll be worth for me to pay the fee.

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Should I upgrade from chase sapphire preferred to reserve? They said I won’t get the bonus - is it still worth it?

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I need to spend 4k in the next month since I signed up for the 80k point bonus w chase Sapphire card. About half of that is already planned expenses.. but what should I splurge on? Maybe a new bag, or some VC jewelry?

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Do you guys think having the Chase Sapphire Reserve or AMEX Platinum is still worth the $550 annual fee?

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How many credit cards to people have? Any recs? I currently have the Chase Sapphire Preferred but looking to open a few more with good sign up bonuses

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Any good reason to keep Chase Sapphire Reserve now that the points is Chase freedom is about the same?

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When you get a rental car, what do you do to make sure you don’t get taken advantage of for some bogus issue/scratch that’s already on the car? Take pic/video before, tell the checkout person of any issues (although this can be hard especially if at a smaller airport & you get the keys in the airport and there’s no gate when you leave), buy the rental insurance? If you have a card that covers rental cars (CSR, Amex Hilton) do you decline rental insurance and use the card benefits?

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Folks with CSR or Priority Pass For lounge access.. how often do you use that benefit on weekly travel? Looks like most lounges are in international terminals.. what am I missing here?

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For those that have the CSR, what is your credit limit? Wondering what they typically prove ppl for

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Chase Sapphire or Amex Platinum/Gold?

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My CSR is up for renewal in July, currently the fee is $550. I have ~140K points including the sign up bonus from joining last year. I don't have any other cards yet. How should I handle this? (contd)

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CSR - hold or cancel? Firm has cancelled expenses on personal cards

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Thoughts on downgrading Chase Sapphire Reserve to Preferred given we’re no longer collecting travel points? Currently about 25000 unspent points.

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Anyone work in cause/purpose marketing (CSR type brand work)? Do these type agencies exist or is it typically in-house? Where are they located? Do you like what your doing?

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About to make some big furniture purchases and looking for a new card with great intro offer. Considering Chase Bonvoy for 100k Marriott points or Chase Sapphire Preferred for 60k chase points. I actually use my Marriott points and will run out if we don’t resume biz travel soon so I’m leaning towards Marriott. What do you guys think? Also I already have a platinum amex and some other random cards.

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Thinking of downgrading my Chase Sapphire Reserve credit card before the new fees kick in. Is anybody else in the same boat?

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CSP or Amex gold? Not spending $550 for a credit card, I only make 80k. Was thinking CSR but with their changes it’s not worth it to me. I travel 2x/year, dining... idk but it’s a lot. 6x/month

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Confused between CSR and preferred. Which one should I go for? I will never use door dash to be honest as I live in NYC

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With the new price increase, should I get a CSR or the Amex plat?

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Are people dropping the Chase Sapphire Reserve? If so, what are you doing with the points (have 100k points and wondering if I should take the cashback and downgrade the card).

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Will Chase Sapphire reimburse my flight to Hong Kong due to everything going on with the coronavirus?

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Who is cancelling or downgrading their Chase Sapphire and what are you getting instead?

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36k CSR points transfer to Hyatt vs $1220 if I pay directly using cash. Is it worth it?

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Hi! I’m trying to figure out my next credit card. I have CSR and one random BofA card and I have no idea what I need to get next. I’ve had BofA for 4 Years and CSR for 2. Any tips welcome!

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Got laid off today, on visa status. Wondering what options are and what do I tell places I am interviewing at ?

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Gave my notice to the firm this week. Any suggestions on what should be done with the Amex reward points ? How can I keep them to use them at a later date? Don’t have any other personal Amex card.

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Why do so many people spend beyond their means on non essentials and not pay off their credit card every month? Blows my mind the number of people who don’t pay off the CC monthly

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What do you guys use your Amex points for? I have 80k but not sure what to use them for.

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Is there a rewards program for our green Amex card?

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Anyone ever leave a bank to RIA? Cousin currently works at Chase and wants to join my firm but is worried about the process.

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Is it worth keeping my amex platinum and Marriott credit card if I don't travel as much anymore, maybe 3 times a year?

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What’s agency has Amex?

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I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

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Uber is coming out with their own airline-like credit card. Very interesting

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Is it true that you can call AMEX to book those "out of policy" hotels? Meaning some of those would be within policy if you call to book instead?

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Does anyone else feel being treated almost equivalent to slaves being on a work visa in USA? They can anytime deny your case even without reason and have you go back to your country....

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Anyone manage to get targeted for the amex plat 100k SUB?

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Do you guys use personal credit card or company business card for business expenses? Why? Thanks

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Do I need a US work visa if I (Canadian) am on a global P&A project and need to go to the US client site for 1 WEEK to get ramped up & prep for workshops(that will be executed at Canadian client site)

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What’s the best credit card for someone who doesn’t travel much? I got discover when I was student and than for chase. Issue with chase is it doesn’t let you request credit increase.

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In case I don't get my visa this year , who's willing to marry me? I might lil overweight but I'm rated 5 and can make killer meals.

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