Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

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Have you ever had an Amex in your home country? That helped me here, Amex had no issue giving me a card to start building credit history. Bank account was not that painful either, bring utility bill and your BCG contract and it should be fine. I got chase and I’m still with them.

BCG has a partnership with HSBC that can help with this — interest rate will be worse, but can help establish credit

I don’t understand. I came as a student with an F visa, 0 credit history, and could open an account and get a credit card on literally my first day in the US (with Bank of America)

Banks just need your money. If you are applying for a credit card thats tricky but doable.

There’s some AML/OFAC restrictions that may cause a flag, specially for the online/digital accounts. Go to a local bank and try to open it there.

Thanks all! I guess that rules out opening with high yield accounts?

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