Hello All, I’m 25f unmarried and currently I’m having in-hand salary of 1.15 Lac PM ( post taxes ) . I do not have any loan or any high expenses as of now. I’m looking to invest some good amount of money every month. Can someone suggest where i should invest along with allocation percentage or amount.

like
Posting as :
works at
You are currently posting as works at

First make sure to have an emergency fund for 6 months, have a seperate term and health insurance.
Your investments needs to be linked to a goal. Based on the goals duration you can either go with equity or debt part. Also for equities the advisable time frame is a minimum of 10Y or you can end up losing your capital. Your goals can be anything like retirement fund, kids education or marriage, vacation etc.

If you want to enter equities MF would be better since picking stocks is a lot harder IMO. Also just go with a simple index fund.

Now coming to investments you can definitely consult a SEBI certified fee based financial advisor (www.feeonlyindia.com). They can help you along your goals based on your risk profile and can guide you in your financial journey. There are a lot of SEBI certified advisors available in the above link and you can connect with any of them and make a decision. The fee is pretty low IMHO for what they offer. Also do check out the Asan Ideas for Wealth FB group where there's a plethora of useful information related to financial decisions!

like

Thank you

Hi. Connect with us to start your investment journey and to get detailed investment plan as per your individual profiling
Visit www.fsecures.in
WhatsApp us at 8968412775
Or email us at solutions@fsecures.in

DM me separately for a detailed advice

Related Posts

In KPMG india salary structure in performance bonus what do you mean by annual target earning and annual maximum potential earning?? How much is the average percentage I can expect ??

like

Hey Guys, What’s the Salary expectations for a Senior consultant with 5yrs of experience in Service Now can quote with DELLOITE USI

like

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

like

Buy call for SBI Target 600 by June.

Associate producer salary at MAL?

like

COOLEY COVID BONUS MEGATHREAD!
Which firms will fall in line? Which firms won’t?

like

Question!
* Anyone ever feels like when their salary gets credited -> “This figure is disappointing!” vibes *???

like

I am at salary negotiation phase with accenture hiring team. Somebody give me pro tips to fetch more CTC.

like

What is the salary of SLP manager in reliance retail?

like

Hi I'm curious what's the average salary for a brand manager in NYC (CPG/Food industry) with 3 yrs of experience?

like

What are the monetary benefits of going to client's location(another city) for 3 months. Is there any provision of additional salary?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

like
like

I will join EY in Dec 22. How much hike and bonus can i expect in june on pro rata basis on progressing rating (average)?

like

Is BRK-B a buy right now?

like

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

like

In investment management at Deloitte. Wrapping up my second year here and looking to jump into a FP&A role/ valuation analyst. Is this a reasonable jump and what would salary expectations be?

like

What should be the ideal salary of cloud/devops engineer with 12 years of exp and having exp of working for multiple e-commerce companies.

like

Curious how compensation works for counsel at top-tier law firms. How much do counsel make? Is it relatively set/lockstep salary, or does it vary significantly based on hours? Do counsel have hours requirements?

like

More Posts

Hey everyone!
I have passed L1 and L2 interviews in Birlasoft, have HR interview tomorrow.
Profile - python AWS developer
Work exp - 2.5 years, Wipro Limited
How much hike should I expect/ask for?

like

Hi Guys,

Can anyone plz refer me for a Tosca Automation Engineer Opening. Looking for Pune location only.

Total Experience - 5.4
Relevant experience - 4.7
Tosca certifications - 16
Serving Notice period.

like

Looking for People Advisor , TFA , HR Consultant roles

Total 4 years xperience ( 2 years as PMO and 2 years into End to End recruitment

like

I also have a fifth mood: that feeling when you get back your draft and it’s all red 🤦‍♀️

Post Photo
like

How do MBAs feel about doing one year consulting then a year in industry strategy analyst role vs 2 years consulting?

like

I had a panic attack in a meeting today. I had no idea what to do and I feel like the others could tell something was wrong but it kept going. If you've had this, what do you do?

like

I have over 20,000 unread emails in my inbox.

likefunnyuplifting

Is there a specific time for Wharton invites this Tuesday?

like

What is the process of looking for other roles internally? I’m currently in a Business Services role and recently found an opening that aligns closely with my career interest. Should I be transparent with my current manager or apply to the position first?

like

Hello All

I am looking forward for help in obtaining the releiving letter from HSBC. Wrote multiple mails to exit support help desk but no response. Not sure if the email address given to me is still valid. Appreciate if anyone could help with a contact number or email please.

like

Hi Fishes, Can i get the likes 🙂 to unlock the chats please. Thank you in advance.. 🙂🙂

like

Anyone here going to the EY holiday party this Thursday alone? I am 😅 and i think i’d be fun to meet other gals and keep each other company!

like

Have service related PTSD or anxiety effected your clearance level at all?

like

Need a job as Scrum Master.. I am fresher into it .

upto how many relieving letter will be asked while joining a new company..example...i have changed 4 jobs...then all 4 relieving is required or only last job relieving is required ??

like

I’m starting the IVF process and planning to do my first egg retrieval in early June. I’m hoping to do back-to-back retrievals due to my age and hoping to have at least a few healthy embryos before we try our first transfer. I have Anthem BCBS has anyone done this and has insurance/fertility benefits covered it? Thanks!

like

Professional assessment tests...

Can anyone recommend online professional assessment tests for profiling personality / aptitudes, rather than for skills?

Or can you share which assessments you've seen private equity firms using most often?

Thaaanks.

like

Hi Everyone, seeking career advice. I am working as a Market research analyst with an expert network firm similar to GLG.

We recruit C level executives and connect them with consulting and investment management firm. I am looking to work as a talent acquisition /recruiter ?

How can I achieve this or make a career change?

like

Have been looking for accounting advisory jobs and can’t seem to find any. Are firms hiring again?

like

Additional Posts in InHand Salary and Tax Calculation

Infosys 17 lpa 15%variable pay how much i will get

like

Hi Guys what should be the best ask for onsite Belgium in terms of compensation

like

Hello Fishes,
What will be the in hand salary per month as per below break-up + tax.

Post Photo
likehelpful

Hi Fishes,

I need 11 likes to start chatting with Individuals in the group.
Pls help

Regards

likesmart

YOE - 3.8

Ctc offered - 16.7

Fixed - 14.5

Location - Bangalore

Please advise whether the package offered is okay or not. Should I look for another offer?

like

Wipro 8.5LPA
TiBCO 12.5 LPA

Which one is better in terms of job security and WLB ?

like

How much I can expect monthly take home salary. I pay rent 1LPA,1.5 LPA 80c. Any suggestions to minimize the tax deductions?

Post Photo
like

Hello Fishesh,

Can someone please help me in filing ITR? CA are charging 10% on returns. Not sure if we can do it by our ownself and save the same amnt.

like

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

like

I got 2 offers one from NTT Data with 23 lacs and Publics sapient 24 lacs .

Which company better for salesforce technology??

like

what will be my inhand salary for the below breakup?

Post Photo
like

How much in hand if 12 lpa package in TTL

like

Salary - What is the salary of Operations Managers in Hyderabad

Hi Folks,

Can anybody help me with my inhand salary calculation?

Investments:
80C- 1.5 Lakh
80CCD- 50 thousand

House Rent:
INR- 14850 PER MONTH in Tier 1 city

Post Photo
like

Hi folks .. I recently got selected in Amazon for L4 position in Bangalore for the role HR Specialist U.S .. my recruiter said my CTC would be 7.7 lpa and my current CTC is 4.75 lpa .. please advise how much I can negotiate here. I am looking for more than 10lpa per annum minimum.. Amazon

Hi Guys, please help me understand the in hand salary for the following. Thanks in advance!

Post Photo

Hi All,
What is the market range of salary of an Assistant Manager in compliance (regulatory, Insider trading, AML) with 6 years of experience in a listed company?

like

Hi Fishes,

I have an offer of one company. Also selected in other company but for HR discussion they are asking me some documents including my current offer which I am holding.
Can I share the the offer which I am holding to them?

like

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

like

Need help with in hand salary calculation post tax deduction at source

Post Photo
like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal