Hello All, I’m 25f unmarried and currently I’m having in-hand salary of 1.15 Lac PM ( post taxes ) . I do not have any loan or any high expenses as of now. I’m looking to invest some good amount of money every month. Can someone suggest where i should invest along with allocation percentage or amount.

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First make sure to have an emergency fund for 6 months, have a seperate term and health insurance.
Your investments needs to be linked to a goal. Based on the goals duration you can either go with equity or debt part. Also for equities the advisable time frame is a minimum of 10Y or you can end up losing your capital. Your goals can be anything like retirement fund, kids education or marriage, vacation etc.

If you want to enter equities MF would be better since picking stocks is a lot harder IMO. Also just go with a simple index fund.

Now coming to investments you can definitely consult a SEBI certified fee based financial advisor (www.feeonlyindia.com). They can help you along your goals based on your risk profile and can guide you in your financial journey. There are a lot of SEBI certified advisors available in the above link and you can connect with any of them and make a decision. The fee is pretty low IMHO for what they offer. Also do check out the Asan Ideas for Wealth FB group where there's a plethora of useful information related to financial decisions!

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Thank you

Hi. Connect with us to start your investment journey and to get detailed investment plan as per your individual profiling
Visit www.fsecures.in
WhatsApp us at 8968412775
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