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They develop customizations on top of the Ncino app... Not sure if that's the answer you're looking for...
Thanks... Actually I have written Apex code for ncino app as well as created some lwc . I am not sure if that comes under being a ncino developer.
nCino utilizes both common objects with Salesforce (account, contact, and opportunity). In addition nCino has its own objects some of which are managed and other can be customized. An nCino developer must know both sides of the equation (Salesforce and nCino) and develop/customize both.